550 W 45th St, Chicago, IL 60609 Property Records

Cook County property record for 550 W 45th St, Chicago, IL 60609 · Last verified July 2026

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,575 sqft · built 1996
Lot Size	0.028 acres (1,232 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jun 2026)
Tax Bill	$3,942 (2023)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-04-316-053`

Property Details

APN / Parcel Number

Primary APN	`20-04-316-053`
Alternative APN	`20-04-316-053-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,575 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1998
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	1,232 sqft (0.028 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	550 W 45TH ST
City	CHICAGO
State	IL
Zip	60609-3525
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	JOHN D SCHULLYS
Legal Lot Number	28,29
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1015
Census Tract	610800

Owner

Source: Cook County records · APN 20-04-316-053

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	550 W 45TH ST, CHICAGO, IL 60609-3525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Oct 08, 2020	Warranty Deed, Transfer · FHA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Oct 08, 2020 · Amount on Record
Deed Document Number	202616831019
Prior Transfer Date	May 01, 1998
Prior Transfer Doc	0000000331
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 17, 2026
Property Address	550 W 45TH ST, CHICAGO, IL 60609-3525
Document Number	0000031019
Instrument Date	May 12, 2026
Instrument	202631019
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$53,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	550 W 45TH ST, CHICAGO, IL 60609-3525

Mortgage

Document Number	0000031020,
Date	Jun 17, 2026
Instrument	202616831020

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.58%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 08, 2020
Property Address	550 W 45TH ST, CHICAGO, IL 60609-3525
Document Number	2028244056
Instrument Date	Jul 27, 2020
Instrument	28244056
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$309.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	550 W 45TH ST CHICAGO IL 606093525, CHICAGO, IL 60609-3525

Mortgage

Document Number	2028244057
Date	Oct 08, 2020
Instrument	28244057

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 07, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,000 (+18.18%) Land $739 Building $25,261	$260,000 (+18.18%) Land $7,390 Building $252,610
2023	$3,942.00 (+3.17%)
2022	$3,821.00 (+1.78%)	$22,000 (-) Land $1,232 Building $20,768	$220,000 (-) Land $12,320 Building $207,680
2021	$3,754.00	$22,000 Land $1,232 Building $20,768	$220,000 Land $12,320 Building $207,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 862 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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