550 Viola Pike, Smithmill, PA 16680 Property Records

Clearfield County property record for 550 Viola Pike, Smithmill, PA 16680

Property Summary

Property Type	Single Family Home
Details	built 2018
Lot Size	5.39 acres (234,788 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Oct 2025)
Tax Bill	$2,286 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L16-000-018.1`

Property Details

APN / Parcel Number

Primary APN	`L16-000-018.1`
Alternative APNs	`1180L16000018.1` `118038624`

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	234,788 sqft (5.39 acres)

Location & Zoning

Account Number	118038624
Street Address	550 VIOLA PIKE
City	SMITHMILL
State	PA
Zip	16680-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & 5.391 A
Jurisdiction	CLEARFIELD PA
Township / Civil Division	GULICH
Census Block Group	4
Census Block	4054
Census Tract	331700

Owner

Source: Clearfield County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	550 VIOLA PIKE, SMITHMILL, PA 16680-9717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed, Transfer · FHA Mortgage FIRST COLONY MORTGAGE CORP
Sep 17, 2018	Deed of Trust, Mortgage · Construction Mortgage NORTHWEST BANK
Jun 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage CNB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Deed Document Number	202512969
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEARFIELD PA
Recording Date	Oct 21, 2025
Property Address	550 VIOLA PIKE, SMITHMILL, PA 16680-9717
Document Number	0202512969
Instrument Date	Aug 26, 2025
Instrument	202512969
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	550 VIOLA PIKE, SMITHMILL, PA 16680-9717

Mortgage

Document Number	0202513435
Date	Oct 21, 2025
Instrument	202513435

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	550 VIOLA PIKE, SMITHMILL, PA 16680-9717
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201811497
Date	Sep 17, 2018
Instrument	201811497

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	365 Months
Due	Feb 1, 2049

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	550 VIOLA PIKE, SMITHMILL, PA 16680-9717
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202306862
Date	Jun 2, 2023
Instrument	202306862

Lender

Name	CNB BANK
Type	Bank
Address	HOUTZDALE, PA 16651

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 5, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clearfield County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clearfield County
County Subdivision	Gulich Township
Unified School District	Moshannon Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,286.00	$34,300 (+1%) Land $4,150 Building $30,150
2025	$2,286.00 (+434.11%)
2024	$428.00	$17,150 (-) Land $2,075 Building $15,075
2023	$428.00	$17,150 Land $2,075 Building $15,075
1987			$137,200 Land $16,600 Building $120,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 29, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 88% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUTZDALE MUNICIPAL AUTHORITY serves 8,410 people · EPA ID PA6170023
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
In The Stix Broadband Fixed Wireless	150 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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