San Luis Obispo County property record for 550 Vine St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,327 sqft · built 1980 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,200,000 (Jun 2023) |
| Tax Bill | $15,238 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Jun 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 074-114-025 |
| Primary APN | 074-114-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,327 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Lot Area | 4,000 sqft (0.092 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 550 VINE ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-2033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CUESTA BY THE SEA BL 32 LT 17 |
| Legal Subdivision | CUESTA BY SEA |
| Legal Block | 32 |
| Legal Lot Number | 17 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10707 |
550 Vine St is owned and occupied by an individual who bought it in June 2023.
Source: San Luis Obispo County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 550 VINE ST, LOS OSOS, CA 93402-2033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2023 | Intrafamily Transfer, Transfer PLACER TITLE COMPANY |
| Jun 22, 2023 | Grant Deed, Transfer PLACER TITLE COMPANY |
| Apr 7, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2023 · Amount on File |
| Deed Sale | Jun 22, 2023 · Amount on File |
| Prior Sale | Apr 7, 2022 · Amount on File |
| Deed Document Number | 202317608 |
| Prior Transfer Date | May 16, 1995 |
| Prior Transfer Doc | 0000024871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 22, 2023 |
| Property Address | 550 VINE ST, LOS OSOS, CA 93402-2033 |
| Document Number | 0000017609 |
| Map Reference | MB 3 PG 48 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023017609 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5509 BARMA ST, ORLANDO, FL 32807-2002 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 22, 2023 |
| Property Address | 550 VINE ST, LOS OSOS, CA 93402-2033 |
| Document Number | 0000017608 |
| Map Reference | MB 3 PG 48 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023017608 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5509 BARMA ST, ORLANDO, FL 32807-2002 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 7, 2022 |
| Property Address | 550 VINE ST, LOS OSOS, CA 93402-2033 |
| Document Number | 0000015420 |
| Map Reference | MB 3 PG 48 |
| Instrument Date | Mar 26, 2022 |
| Instrument | 2022015420 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 550 VINE ST, LOS OSOS, CA 93402-2033 |
| Document Number | 0000015421 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | 2022015421 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 550 Vine St was $15,238 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,273,449 (+2%) Land $795,906 Building $477,543 | |
| 2025 | $15,238.00 Homeowner's exemption | $1,248,480 Land $780,300 Building $468,180 |
| 2023 | $9,842.00 (+5.9%) | $714,588 (+2%) Land $236,645 Building $477,943 |
| 2022 | $9,294.00 | $700,577 Land $232,005 Building $468,572 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 550 Vine St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 Vine St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - LOS OSOS private · serves 5,942 people · EPA ID CA4010017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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