San Diego County property record for 550 Torrey Point Rd, Del Mar, CA 92014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,840 sqft · built 1986 |
| Lot Size | 0.132 acres (5,759 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $3,055,000 (Nov 2023) |
| Tax Bill | $33,167 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 301-033-22-00 |
| Primary APN | 301-033-22-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,840 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 5,759 sqft (0.132 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 550 TORREY POINT RD |
|---|---|
| City | DEL MAR |
| State | CA |
| Zip | 92014-3630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 13 TR 010139 |
| Legal Subdivision | DEL MAR TERRACE |
| Legal Tract | 010139 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 17201 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 550 TORREY POINT RD, DEL MAR, CA 92014-3630 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Prior Sale | Sep 12, 2002 · Amount on Record |
| Deed Document Number | 2023324448 |
| Prior Transfer Date | Sep 9, 1997 |
| Prior Transfer Doc | 0000464333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 21, 2023 |
| Property Address | 550 TORREY POINT RD, DEL MAR, CA 92014-3630 |
| Document Number | 0000324448 |
| Map Reference | MAP 10139 |
| Instrument Date | Oct 26, 2023 |
| Instrument | 2023-0324448 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Title Company | LAWYERS TITLE-SD, LAWYERS TITLE SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 550 TORREY POINT RD, DEL MAR, CA 92014-3630 |
| Document Number | 0000324449 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 2023-0324449 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12% |
| Index | 1-Year T-Bill |
| Max Rate | 12% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Del Mar City |
| Elementary School District | Del Mar Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,178,422 (+2%) Land $2,601,000 Building $577,422 | |
| 2025 | $33,167.00 (+31.63%) Homeowner's exemption | $3,116,100 (+31.67%) Land $2,550,000 Building $566,100 |
| 2023 | $25,198.00 (+1.63%) | $2,366,553 Land $1,809,723 Building $556,830 |
| 2022 | $24,795.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 4 (2016–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DEL MAR serves 3,950 people · EPA ID CA3710004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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