550 Tops'l Beach Blvd, Unit 207, Miramar Beach, FL 32550 Property Records

Walton County property record for 550 Tops'l Beach Blvd, Unit 207, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
Lot Size0.005 acres (242 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (Aug 2020)
Tax Bill$3,833 (2024)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35-2S-21-42201-000-0207

Property Details

APN / Parcel Number

Primary APN35-2S-21-42201-000-0207
Alternative APN
  • 1079373

Exterior

Lot Area242 sqft (0.005 acres)

Location & Zoning

Account Number1079373
Street Address550 TOPSL BEACH BLVD UNIT 207, 207
CityMIRAMAR BEACH
StateFL
Zip32550-7291
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSD
Legal DescriptionUNIT 207 THE TIDES AT TOPS'L OR 1923-325 OR 2167-334 OR 2698-2078 OR 3154-3774
Legal Range21W
Legal Township02S
Legal Section35
Legal SubdivisionTIDES AT TOPSL
Legal Lot Number207
Legal Unit207
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1003
Census Tract950609

Owner

550 Tops'l Beach Blvd, Unit 207 is owned by an individual who bought it in August 2020.

Source: Walton County records, as of December 17, 2025

Owner of RecordIndividual Name on File
Mailing Address3755 MATHIS AIRPARK RD, SUWANEE, GA 30024-9116
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2020 · Amount on File
Deed SaleAug 12, 2020 · Amount on File
Prior SaleNov 21, 2005
Deed Document Number20200030012
Deed Book / Page3154 / 3774
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateAug 12, 2020
Property Address550 TOPSL BEACH BLVD UNIT 207, 207, MIRAMAR BEACH, FL 32550-7291
Document Number0031543774
Book / Page3154 / 3774
Map ReferenceMB 1910 PG 9
Instrument DateAug 7, 2020
Instrument20200030012
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyMCHENRY ABSTRACT & TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5 CARRIAGE HL, 5, SIGNAL MOUNTAIN, TN 37377-2335

Transferred To (Grantee/Buyer)

NameVerified Name
Address2055 DEANS LANDING DR, LAWRENCEVILLE, GA 30043-8110

Mortgage

Document Number0031543775
DateAug 12, 2020
Book Page3154/3775
Instrument20200030013
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$466,490 Building $466,490$466,490 Building $466,490
2024$3,833.00 (+5.16%)
2023$3,645.00 (+12.85%)$466,490 (+2%) Building $466,490$466,490 (+2%) Building $466,490
2022$3,230.00$388,742 Building $388,742$388,742 Building $388,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 Tops'l Beach Blvd, Unit 207 in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Tops'l Beach Blvd, Unit 207 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Wildstar Networks.

Nearby Properties on Tops'l Beach Blvd

Nearby Streets

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