550 SW 2nd Ave, Cedaredge, CO 81413 Property Records

Delta County property record for 550 SW 2nd Ave, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 1917
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$176,000 (Dec 2017)
Tax Bill	$1,478 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R018309`

Property Details

APN / Parcel Number

Primary APN	`R018309`
Alternative APN	`319329207014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,616 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R018309
Street Address	550 SW 2ND AVE
City	CEDAREDGE
State	CO
Zip	81413-3852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	550 SW 2ND AVE CEDAREDGE 81413 S: 29 T: 13S R: 94W SUBDIVISION: KENNEDY/DUFFIELD BLOCK: 1 LOT: 23 AND:- LOT: 24 TOTAL AC .20+- (53.6X150) LOTS 23 & 24 BLK 1 KENNEDY& DUFFIELD SUB PT NW4 SEC 29 T13S R94W 6PM BK 572 PG 229BK 840 PG 160 BK 840 PG 161 BK
Legal Subdivision	KENNEDY/DUFFIELD
Legal Block	1
Legal Lot Number	23
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	2
Census Block	2006
Census Tract	965201

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	550 SW 2ND AVE, CEDAREDGE, CO 81413-3852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Dec 2, 2021	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Dec 26, 2017	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2017 · Amount on Record
Deed Sale	Dec 26, 2017 · Amount on Record
Prior Sale	Sep 29, 2000 · Amount on Record
Deed Document Number	2017700410
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	550 SW 2ND AVE, CEDAREDGE, CO 81413-3852
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SW 2ND AVE, CEDAREDGE, CO 81413-3852

Mortgage

Document Number	0000751900
Date	Mar 18, 2024
Instrument	751900

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	286 Months
Due	Jan 1, 2048

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	550 SW 2ND AVE, CEDAREDGE, CO 81413-3852
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SW 2ND AVE, CEDAREDGE, CO 81413-3852

Mortgage

Document Number	734902
Date	Dec 2, 2021
Instrument	734902

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jan 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Dec 26, 2017
Property Address	550 SW 2ND AVE, CEDAREDGE, CO 81413-3852
Document Number	0000700410
Instrument Date	Dec 22, 2017
Instrument	700410
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SW 2ND AVE, CEDAREDGE, CO 81413-3852

Mortgage

Document Number	0000700411
Date	Dec 26, 2017
Instrument	700411

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Mortgage

Document Number	700412
Date	Dec 26, 2017
Instrument	700412

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,478.00 (+47.06%)	$21,402 (+45.08%) Land $2,813 Building $18,589	$342,418 (+55.52%) Land $45,000 Building $297,418
2024	$1,005.00 (+4.15%)	$14,752 (-) Land $2,144 Building $12,608
2023	$965.00 (+15.99%)	$14,752 (+18.71%) Land $2,144 Building $12,608	$220,180 (+23.14%) Land $32,005 Building $188,175
2022	$832.00	$12,427 Land $2,016 Building $10,411	$178,803 Land $29,000 Building $149,803

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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