550 SW 19th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 550 SW 19th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,414 sqft · built 1990
Lot Size	0.517 acres (22,521 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Apr 2017)
Tax Bill	$4,403 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-28-37-35-0120-00230-0010`

Property Details

APN / Parcel Number

Primary APN	`3-28-37-35-0120-00230-0010`
Alternative APN	`R32837350120002300010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,414 sqft Living Area
Gross Area	3,475 sqft
1st Floor Area	2,414 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1999
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,521 sqft (0.517 acres)
Lot Dimensions	110 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Finished/Open Porch
Patio Area	561 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	550 SW 19TH ST
City	OKEECHOBEE
State	FL
Zip	34974-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND PARK (PLAT BOOK 2 PAGE 28) LOTS 1 AND 2, BLOCK 23, WOODLAND PARK, ACCORDING TO THE PLAT THEREOF, RECORDED IN PLAT BOOK 2, PAGE 28 OF THE PUBLIC RECORDS OF OKEECHOBEE COUNTY, FLORIDA. ALSO A STRIP OF LAND 25 FEET IN WIDTH BEING THAT PART OF T
Legal Range	35E
Legal Township	37S
Legal Section	28
Legal Subdivision	WOODLAND PARK
Legal Block	23
Legal Lot Number	1,2
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	5
Census Block	5004
Census Tract	910601

Owner

550 SW 19th St is owned and occupied by an individual who acquired it in September 2020.

Source: Okeechobee County records, as of November 19, 2025

Owner of Record	Individual Name on File
Mailing Address	550 SW 19TH ST, OKEECHOBEE, FL 34974-3406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Quit Claim Deed, Transfer EVERGLADES FCU
Apr 10, 2017	Intrafamily Transfer, Transfer · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2017 · Amount on File
Deed Sale	Apr 10, 2017 · Amount on File
Prior Sale	Apr 1, 2017 · Amount on File
Deed Document Number	20173529
Deed Book / Page	788 / 1832
Last Transfer Date	Sep 3, 2020
Transfer Doc	0000010472
Record Updated	Sep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 27, 2020
Property Address	550 SW 19TH ST, OKEECHOBEE, FL 34974-3406
Document Number	0000010472
Instrument Date	Sep 3, 2020
Instrument	10472
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SW 19TH ST OKEECHOBEE FL 349743406, OKEECHOBEE, FL 34974-3406

Mortgage

Document Number	10473
Date	Oct 27, 2020
Instrument	10473

Lender

Name	EVERGLADES FCU
Type	Credit Union
Address	CLEWISTON, FL 33440

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2050

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 10, 2017
Property Address	550 SW 19TH ST, OKEECHOBEE, FL 34974-3406
Document Number	0007881832
Book / Page	0788 / 1832
Map Reference	MB2 PG28
Instrument Date	Apr 6, 2017
Instrument	2017003529
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	CLEAR TITLE & LEGAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8900 SE 128TH AVE, 8900, OKEECHOBEE, FL 3497

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SW 19TH ST, OKEECHOBEE, FL 34974-3406

Mortgage

Document Number	7881834
Date	Apr 10, 2017
Instrument	0788/1834

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 550 SW 19th St was $4,403 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,403.00 Homeowner's exemption	$237,446	$383,126 Land $45,599 Building $337,527
2023	$4,202.00 (+2.09%) Homeowner's exemption	$224,033 (+3%)	$367,803 (+24.57%) Land $30,400 Building $337,403
2022	$4,116.00 Homeowner's exemption	$217,508	$295,264 Land $22,800 Building $272,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 SW 19th St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	10 (2004–2012)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 SW 19th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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