550 Spring St SW, Concord, NC 28025 Property Records

Cabarrus County property record for 550 Spring St SW, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 974 sqft · built 1940
Lot Size0.145 acres (6,344 sqft)
OwnerIndividual Name on File
Last Sale$37,000 (Jan 2000)
Tax Bill$1,521 (2023)
Deeds & MortgagesFeb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN5630 22 4433

Property Details

APN / Parcel Number

Primary APN5630 22 4433
Alternative APNs
  • 12045 0032.000000
  • 7207150

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area974 sqft Living Area
1st Floor Area974 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,344 sqft
Lot Dimensions122 ft deep x 52 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area114 sqft
Deck Area136 sqft
Storage Building1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number7207150
Street Address550 SPRING ST SW
CityCONCORD
StateNC
Zip28025-5669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionW/S SPRING ST
JurisdictionCABARRUS NC
Township / Civil Division12, CONCORD
Census Block Group1
Census Block1001
Census Tract42201

Owner

Source: Cabarrus County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address550 SPRING ST SW, CONCORD, NC 28025-5669
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 13, 2000 · Amount on Record
Deed SaleJan 13, 2000 · Amount on Record
Prior SaleJan 13, 2000 · Amount on Record
Deed Document Number0002765231
Deed Book / Page2765 / 231
Record UpdatedJun 7, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address550 SPRING ST SW, CONCORD, NC 28025-5669
Transaction TypeMortgage
Record UpdatedMar 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 SPRING ST SW, CONCORD, NC 28025-5669

Mortgage

Document Number0001786581
DateFeb 26, 2026
Book Page17865/81
Lender
NameKIMBERLY THREADGILL MURTAGH
TypePrivate Party
Address72 DOVE AVE SW, CONCORD, NC 28025
Agreement
AmountAmount Recorded
Term26 Months
DueApr 24, 2028

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,521.00$126,950 Land $37,000 Building $89,950$126,950 Land $37,000 Building $89,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Uniti Group
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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