550 Spring Flowers Dr, Cameron, NC 28326 Property Records

Harnett County property record for 550 Spring Flowers Dr, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,983 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jul 2025)
Tax Bill	$3,445 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1500051039`

Property Details

APN / Parcel Number

Primary APN	`1500051039`
Alternative APNs	`09956702 0006 32` `1500027635` `1500073047`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,983 sqft Heated Area
1st Floor Area	1,520 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	506 sqft
Porch	Porch
Porch Area	270 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500073047
Street Address	550 SPRING FLOWERS DR
City	CAMERON
State	NC
Zip	28326-6371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#33 CAROLINA SEASONS PH2 MAP#2009-96
Legal Subdivision	CAROLINA SEASONS
Legal Phase	2
Legal Lot Number	33
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	1
Census Block	1029
Census Tract	71401

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	550 SPRING FLOWERS DR, CAMERON, NC 28326-6371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Mar 10, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 3, 2022	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Jun 6, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage MOVEMENT MORTGAGE
Jul 28, 2017	Warranty Deed, Transfer · Line of Credit FOUR OAKS BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Aug 3, 2022 · Amount on Record
Deed Document Number	202513012
Deed Book / Page	4294 / 1691
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Recording Date	Apr 6, 2026
Property Address	550 SPRING FLOWERS DR, CAMERON, NC 28326-6371
Document Number	0000006492
Book / Page	4335 / 672
Instrument Date	Apr 2, 2026
Instrument	20266492
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SPRING FLOWERS DR, CAMERON, NC 28326-6371

Mortgage

Document Number	0000006492,
Date	Apr 6, 2026
Book Page	4335/672
Instrument	20266492

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	550 SPRING FLOWERS DR, CAMERON, NC 28326-6371
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003726
Date	Mar 10, 2020
Book Page	3790/615
Instrument	2020003726

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Aug 3, 2022
Property Address	550 SPRING FLOWERS DR, CAMERON, NC 28326-6371
Document Number	0000106527
Book / Page	4161 / 1677
Map Reference	MB 2009 PG 96-99
Instrument Date	Jul 11, 2022
Instrument	2022106527
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$804.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3393 CORMORANT DR, 3393, LAUREL, MD 20724-1313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SPRING FLOWERS DR, CAMERON, NC 28326-6371

Mortgage

Document Number	0000106528
Date	Aug 3, 2022
Instrument	2022106528

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jun 6, 2018
Property Address	550 SPRING FLOWERS DR, CAMERON, NC 28326-6371
Document Number	0000008049
Book / Page	3612 / 0196
Instrument Date	May 30, 2018
Instrument	2018008049
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 727, DUNN, NC 28335-0727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SPRING FLOWERS DR, CAMERON, NC 28326-6371

Mortgage

Document Number	0000008050
Date	Jun 6, 2018
Instrument	2018008050

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jul 28, 2017
Property Address	550 SPRING FLOWERS DR, CAMERON, NC 28326-6371
Document Number	0000011125
Book / Page	003526 / 000962
Instrument Date	Jul 27, 2017
Instrument	11125
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 727 DUNN NC 283350727, DUNN, NC 28335-0727
Investor	Possibly a Property Investor

Mortgage

Document Number	11126
Date	Jul 28, 2017
Book Page	003526/000965
Instrument	11126

Lender

Name	FOUR OAKS BK&TR
Type	Bank
Address	FOUR OAKS, NC 27524

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,445.00 (+31.69%)	$448,027 (+25.83%)	$448,027 (+25.83%) Land $44,670 Building $403,357
2025	$2,616.00	$356,064 (-)	$356,064 (-) Land $17,970 Building $338,094
2023	$2,616.00	$356,064	$356,064 Land $17,970 Building $338,094

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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