Brevard County property record for 550 Shell Cove Dr, Melbourne, FL 32940
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,748 sqft · built 1999 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Oct 2014) |
| Tax Bill | $2,617 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-11-51-*-4 |
| Primary APN | 26-36-11-51-*-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| Gross Area | 2,473 sqft |
| 1st Floor Area | 1,748 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Width | 41 ft Width |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Porch | Florida Room |
| Porch Area | 260 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2619819 |
|---|---|
| Street Address | 550 SHELL COVE DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-8108 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | PUD |
| Legal Description | RENAISSANCE POINTE UNIT ONE LOT 4 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | RENAISSANCE POINTE UNIT ONE |
| Legal Lot Number | 4 |
| Legal Unit | 1 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 63109 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 501 SHELL COVE DR, MELBOURNE, FL 32940-8109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTHROP GRUMMAN FCU |
| Apr 9, 2021 | Deed of Trust, Mortgage · Line of Credit NORTHROP GRUMMAN FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2014 · Amount on Record |
| Deed Sale | Oct 1, 2014 · Amount on Record |
| Prior Sale | Jun 2, 2000 · Amount on Record |
| Deed Document Number | 2014194685 |
| Deed Book / Page | 7218 / 2590 |
| Last Transfer Date | Sep 20, 2024 |
| Transfer Doc | 0000205849 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 550 SHELL COVE DR, MELBOURNE, FL 32940-8108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 550 SHELL COVE DR, MELBOURNE, FL 32940-8108 |
| Document Number | 0095420133 |
|---|---|
| Date | Jun 23, 2022 |
| Book Page | 9542/133 |
| Instrument | 2022157411 |
| Name | NORTHROP GRUMMAN FCU |
|---|---|
| Type | Credit Union |
| Address | GARDENA, CA 90248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 550 SHELL COVE DR, MELBOURNE, FL 32940-8108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0090812217 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 9081/2217 |
| Instrument | 2021090699 |
| Name | NORTHROP GRUMMAN FCU |
|---|---|
| Type | Credit Union |
| Address | GARDENA, CA 90248 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 8, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,840 (+2.7%) | $319,200 (+0.43%) | |
| 2025 | $2,617.00 (+10.14%) Homeowner's exemption | $196,540 (+5.98%) | $317,830 (+3.8%) Land $80,000 Building $237,830 |
| 2023 | $2,376.00 (+7.66%) Homeowner's exemption | $185,450 (+3%) | $306,180 (+2.71%) Land $90,000 Building $216,180 |
| 2022 | $2,207.00 Homeowner's exemption | $180,050 | $298,090 Land $90,000 Building $208,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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