550 Semple Dr, Irwin, PA 15642 Property Records

Westmoreland County property record for 550 Semple Dr, Irwin, PA 15642

Property Summary

Property TypeSingle Family Home
Lot Size0.189 acres (8,244 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Apr 2024)
Tax Bill$2,809 (2026)
Deeds & MortgagesDec 2025 Mortgage
Apr 2024 Sale & Mortgage
+ 1 more
APN54-06-02-0-124

Property Details

APN / Parcel Number

Primary APN54-06-02-0-124
Alternative APN
  • 0540060020124

Exterior

Lot Area8,244 sqft (0.189 acres)
Lot Dimensions137 ft deep x 60 ft wide

Location & Zoning

Street Address550 SEMPLE DR
CityIRWIN
StatePA
Zip15642-1275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE LOT 442 60 X 137.475
Legal SubdivisionPENNS WOOD PLAN #4
Legal Lot Number442
JurisdictionWESTMORELAND PA
Township / Civil DivisionNORTH HUNTINGDON
Census Block Group2
Census Block2005
Census Tract803301

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address550 SEMPLE DR, IRWIN, PA 15642-1275
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed of Trust, Mortgage · Conventional Mortgage
EMORTGAGE FUNDING LLC
Apr 2, 2024Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC
Sep 15, 2023Deed of Trust, Mortgage · Line of Credit
SSBBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2024 · Amount on Record
Deed SaleApr 2, 2024 · Amount on Record
Prior SaleSep 2, 2009 · Amount on Record
Deed Document Number20247744
Prior Transfer DateFeb 12, 2016
Prior Transfer Doc0000005495
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND PA
Property Address550 SEMPLE DR, IRWIN, PA 15642-1275
Transaction TypeMortgage
Record UpdatedMar 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 SEMPLE DR, IRWIN, PA 15642-1275

Mortgage

Document Number0000035091
DateDec 19, 2025
Instrument202512190035091
Lender
NameEMORTGAGE FUNDING LLC
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionWESTMORELAND PA
Recording DateApr 2, 2024
Property Address550 SEMPLE DR, IRWIN, PA 15642-1275
Document Number0000007744
Map ReferenceVOL 38 PG 3&4
Instrument DateMar 29, 2024
Instrument202404020007744
Transaction TypeTransfer
Record UpdatedApr 9, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 SEMPLE DR, NORTH HUNTINGDON, PA 15642-1275

Mortgage

Document Number0000007745
DateApr 2, 2024
Instrument202404020007745
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND PA
Property Address550 SEMPLE DR, IRWIN, PA 15642-1275
Transaction TypeMortgage
Record UpdatedSep 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023764
DateSep 15, 2023
Instrument202309150023764
Lender
NameSSBBANK
TypeBank
AddressPITTSBURGH, PA 15237
Agreement
TypeLine of Credit
AmountAmount Recorded
Term169 Months
DueOct 1, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyWestmoreland County
County SubdivisionNorth Huntingdon Township
Unified School DistrictNorwin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,809.00 (+2.59%)$20,090 (-) Land $3,210 Building $16,880
2025$2,738.00 (+8.35%)$20,090 (-) Land $3,210 Building $16,880
2024$2,527.00$20,090 Land $3,210 Building $16,880
1972$20,090 Land $3,210 Building $16,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1985)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAWC YOUGH PLANT
serves 133,000 people · EPA ID PA5260036
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2022
Treatment failure
resolved · Aug 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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