550 Scott St, Clermont, FL 34711 Property Records

Lake County property record for 550 Scott St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,597 sqft · built 2005
Lot Size	0.259 acres (11,290 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Aug 2017)
Tax Bill	$3,062 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-22-26-1100-000-04900`

Property Details

APN / Parcel Number

Primary APN	`19-22-26-1100-000-04900`
Alternative APNs	`262219110000004900` `1625572`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,597 sqft Living Area
Gross Area	3,147 sqft
1st Floor Area	1,423 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	11,290 sqft (0.259 acres)
Lot Dimensions	192 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	252 sqft
Utility Building	569 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1625572
Street Address	550 SCOTT ST
City	CLERMONT
State	FL
Zip	34711-2690
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CLERMONT PINECREST S 75 FT OF LOTS 49 50 51 PB 8 PGS 17-23 ORB 4988 PG 614
Legal Range	26E
Legal Township	22S
Legal Section	19
Legal Subdivision	PINECREST
Legal Tract	1100
Legal Lot Number	49
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1022
Census Tract	31312

Owner

Source: Lake County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	550 SCOTT ST, CLERMONT, FL 34711-2690
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
May 16, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jun 17, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Sep 2, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Aug 17, 2017	Warranty Deed, Transfer · FHA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2017 · Amount on Record
Deed Sale	Aug 17, 2017 · Amount on Record
Prior Sale	Sep 29, 2005 · Amount on Record
Deed Document Number	201789016
Deed Book / Page	4988 / 614
Prior Transfer Date	Apr 22, 2005
Prior Transfer Doc	0028251397
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	May 11, 2026
Property Address	550 SCOTT ST, CLERMONT, FL 34711-2690
Document Number	0000057636
Book / Page	6736 / 1948
Instrument Date	Apr 28, 2026
Instrument	202657636
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SCOTT ST, CLERMONT, FL 34711-2690

Mortgage

Document Number	0000057636,
Date	May 11, 2026
Book Page	6736/1948
Instrument	202657636

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2066

Interest

Rate	6.46%
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	550 SCOTT ST, CLERMONT, FL 34711-2690
Transaction Type	Mortgage
Record Updated	Nov 13, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SCOTT ST, CLERMONT, FL 34711-2690

Mortgage

Document Number	0065300241
Date	May 16, 2025
Book Page	6530/241
Instrument	2025061306

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	268 Months
Due	Sep 1, 2047

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	550 SCOTT ST, CLERMONT, FL 34711-2690
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SCOTT ST, CLERMONT, FL 34711-2690

Mortgage

Document Number	0059761516
Date	Jun 17, 2022
Book Page	5976/1516
Instrument	2022083905

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Sep 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	550 SCOTT ST, CLERMONT, FL 34711-2690
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SCOTT ST, CLERMONT, FL 34711-2690

Mortgage

Document Number	0057862192
Date	Sep 2, 2021
Book Page	5786/2192
Instrument	2021121954

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Sep 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 17, 2017
Property Address	550 SCOTT ST, CLERMONT, FL 34711-2690
Document Number	0049880614
Book / Page	004988 / 000614
Instrument Date	Aug 15, 2017
Instrument	89016
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,603.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15648 CARRIAGE HILL CT CLERMONT FL 347118108, CLERMONT, FL 34711-8108

Mortgage

Document Number	49880616
Date	Aug 17, 2017
Book Page	004988/000616
Instrument	89017

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,490 (+2.9%)	$312,083 (-0.01%) Land $40,716 Building $271,367
2025	$3,062.00 (+1.06%) Homeowner's exemption	$224,970 (+5.98%) Land $40,716 Building $184,254	$312,127 (+3.15%) Land $40,716 Building $271,411
2024	$3,030.00 (+2.12%)
2023	$2,967.00 (+3.31%) Homeowner's exemption	$212,270 (+3%)	$302,584 (+0.01%) Land $40,716 Building $261,868
2022	$2,872.00 Homeowner's exemption	$206,090	$302,541 Land $40,716 Building $261,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Xfinity.

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