550 Scott Rd, Montevallo, AL 35115 Property Records

Shelby County property record for 550 Scott Rd, Montevallo, AL 35115

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,034 sqft · built 2013
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Sep 2021)
Tax Bill	$1,211 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`273060001003000`

Property Details

APN / Parcel Number

Primary APN	`273060001003000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,034 sqft Heated Area
1st Floor Area	1,736 sqft
Upper Floors Area	298 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	304,920 sqft (7 acres)

Exterior Amenities

Porch	Slab
Deck Area	114 sqft
Shed	1 Shed
Shed Area	490 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	550 SCOTT RD
City	MONTEVALLO
State	AL
Zip	35115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 SE1/4 COM NE COR W ON N LN 495 TO BEG W ON N LN 225 S700 E705 TO MCHENRY CR NWLY ON CR700 TO POB
Legal Range	03W
Legal Township	22S
Legal Section	06
Jurisdiction	SHELBY AL
Township / Civil Division	MONTEVALLO
Census Block Group	1
Census Block	1040
Census Tract	30408

Owner

Source: Shelby County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	545 SCOTT RD, MONTEVALLO, AL 35115-9118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Feb 13, 2020	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Sep 22, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Aug 15, 2018	Warranty Deed, Transfer · Conventional with PMI ACOPIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Aug 15, 2018 · Amount on File
Deed Document Number	2021463470
Prior Transfer Date	Feb 13, 2007
Prior Transfer Doc	0000086460
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	545 SCOTT RD, MONTEVALLO, AL 35115-9118
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037510
Date	Feb 5, 2018
Instrument	20180205000037510

Lender

Name	REGIONS BANK
Type	Bank
Address	ALABASTER, AL 35007

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 22, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	545 SCOTT RD, MONTEVALLO, AL 35115-9118
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061070
Date	Feb 13, 2020
Instrument	20200213000061070

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	MONTEVALLO, AL 35115

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Jan 12, 2021

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	545 SCOTT RD, MONTEVALLO, AL 35115-9118
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000462690
Date	Oct 12, 2020
Instrument	20201012000462690

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Sep 22, 2021
Property Address	545 SCOTT RD, MONTEVALLO, AL 35115-9118
Document Number	0000463470
Instrument Date	Sep 17, 2021
Instrument	20210922000463470
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 SCOTT RD, MONTEVALLO, AL 35115-9118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 SCOTT RD, MONTEVALLO, AL 35115-9118

Mortgage

Document Number	0000463480
Date	Sep 22, 2021
Instrument	20210922000463480

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Aug 15, 2018
Property Address	545 SCOTT RD, MONTEVALLO, AL 35115-9118
Document Number	0000291800
Instrument Date	Aug 8, 2018
Instrument	291800
Transaction Type	Transfer
Record Updated	Sep 4, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	545 SCOTT RD MONTEVALLO AL 351159118, MONTEVALLO, AL 35115-9118

Mortgage

Document Number	291810
Date	Aug 15, 2018
Instrument	291810

Lender

Name	ACOPIA
Address	GOODLETTSVILE, TN 37072

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2048

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,211.00 (+16.22%)	$27,520 (+11.87%)	$275,090 (+11.9%) Land $71,050 Building $204,040
2023	$1,042.00 (+9.45%) Homeowner's exemption	$24,600 (+9.04%)	$245,840 (+8.98%) Land $63,140 Building $182,700
2022	$952.00 Homeowner's exemption	$22,560	$225,580 Land $60,130 Building $165,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 70% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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