Marion County property record for 550 Sara Dr, Centralia, IL 62801
| Property Type | Single Family Home |
|---|---|
| Details | 2,556 sqft · built 1967 |
| Lot Size | 0.278 acres (12,144 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Jan 2020) |
| Tax Bill | $4,860 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1400074240 |
| Primary APN | 1400074240 |
|---|
| Building Area | 2,556 sqft Living Area |
|---|
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 12,144 sqft (0.278 acres) |
| Street Address | 550 SARA DR |
|---|---|
| City | CENTRALIA |
| State | IL |
| Zip | 62801-4437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOMAS PLACE N 55FT LOT 24 & S 45FT LOT 25 BLK 1 |
| Legal Subdivision | THOMAS PL SUB |
| Legal Block | 1 |
| Legal Lot Number | 24,25 |
| Jurisdiction | MARION IL |
| Township / Civil Division | CENTRALIA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 952400 |
Source: Marion County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 550 SARA DR, CENTRALIA, IL 62801-4437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK NA |
| Sep 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK NA |
| Sep 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK NA |
| Jan 3, 2020 | Warranty Deed, Transfer · FHA Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2020 · Amount on Record |
| Deed Sale | Jan 3, 2020 · Amount on Record |
| Prior Sale | Aug 1, 2012 · Amount on Record |
| Deed Document Number | 202018 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IL |
| Property Address | 550 SARA DR, CENTRALIA, IL 62801-4437 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R04845 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2018R04845 |
| Name | COMMUNITY TRUST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 17, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IL |
| Property Address | 550 SARA DR, CENTRALIA, IL 62801-4437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R04845 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2018R04845 |
| Name | COMMUNITY TRUST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 17, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IL |
| Property Address | 550 SARA DR, CENTRALIA, IL 62801-4437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R04845 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2018R04845 |
| Name | COMMUNITY TRUST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 17, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION IL |
| Recording Date | Jan 3, 2020 |
| Property Address | 550 SARA DR, CENTRALIA, IL 62801-4437 |
| Document Number | 2020R00018 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 2020R00018 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | QUAD COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 550 SARA DR, CENTRALIA, IL 62801-4437 |
| Document Number | 2020R00019 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 2020R00019 |
| Name | US BANK NA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 2020R00020 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 2020R00020 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Marion County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Marion County |
| County Subdivision | Centralia Township |
| Municipality | Centralia City |
| Elementary School District | Centralia School District 135 (PK - 08) |
| Secondary School District | Centralia High School District 200 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,860.00 (+4.38%) | $74,200 (+31.84%) Land $4,890 Building $69,310 | $222,600 (+31.84%) Land $14,670 Building $207,930 |
| 2022 | $4,656.00 Homeowner's exemption | $56,280 Land $3,710 Building $52,570 | $168,840 Land $11,130 Building $157,710 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRALIA serves 12,182 people · EPA ID IL1214220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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