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550 Santa Rita Rd, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 550 Santa Rita Rd, Templeton, CA 93465

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,557 sqft · built 1988
Lot Size1 acre (43,560 sqft)
OwnerCompany Name on File
Last Sale$600,000 (Nov 2013)
Tax Bill$8,463 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN040-282-018

Property Details

APN / Parcel Number

Primary APN040-282-018

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,557 sqft Living Area
1st Floor Area2,557 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeWood
Lot Area43,560 sqft
Parking Spaces3 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address550 SANTA RITA RD
CityTEMPLETON
StateCA
Zip93465-4037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionTR 882 LT 18
Legal SubdivisionTRACT 882
Legal Tract882
Legal Block2
Legal Lot Number18
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group2
Census Block2033
Census Tract12707

Owner

550 Santa Rita Rd is owned by a company that acquired it in June 2014 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing Address550 SANTA RITA RD, TEMPLETON, CA 93465-4037
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2013 · Amount on File
Deed SaleNov 15, 2013 · Amount on File
Prior SaleJan 29, 1996 · Amount on File
Deed Document Number201364019
Last Transfer DateJun 21, 2014
Transfer Doc0000031892
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address550 SANTA RITA RD, TEMPLETON, CA 93465-4037
Transaction TypeMortgage
Record UpdatedApr 29, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 SANTA RITA RD, TEMPLETON, CA 93465-4037

Mortgage

Document Number0000028964
DateApr 19, 2021
Instrument2021028964
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term356 Months
DueDec 1, 2050

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address550 SANTA RITA RD, TEMPLETON, CA 93465-4037
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014693
DateApr 4, 2017
Instrument2017014693
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 550 Santa Rita Rd was $8,463 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictTempleton Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$750,216 (+2%) Land $237,566 Building $512,650
2025$8,463.00 Homeowner's exemption$735,507 Land $232,908 Building $502,599
2023$7,758.00 (+1.99%) Homeowner's exemption$706,949 Land $223,865 Building $483,084
2022$7,607.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 550 Santa Rita Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Santa Rita Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 71% of California
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTEMPLETON CSD
serves 8,041 people · EPA ID CA4010019
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Surfnet Communications
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
Ranch Wifi
Fixed Wireless		100 / 20

May also be available: Astound Broadband.

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