550 Saint James Dr, Loris, SC 29569 Property Records

Horry County property record for 550 Saint James Dr, Loris, SC 29569

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,865 sqft · built 1994
Lot Size	0.97 acres (42,253 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jul 2021)
Tax Bill	$790 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`177-09-01-0006`

Property Details

APN / Parcel Number

Primary APN	`177-09-01-0006`
Alternative APN	`0480701056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,865 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.97 acres)
Garage Type	Attached
Garage Area	460 sqft
Deck Area	102 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	550 SAINT JAMES DR
City	LORIS
State	SC
Zip	29569-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX BAY; LOT 2
Legal Subdivision	FOX BAY THE FARM
Legal Lot Number	2
Jurisdiction	HORRY SC
Township / Civil Division	LORIS
Census Block Group	2
Census Block	2025
Census Tract	20202

Owner

Source: Horry County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	550 SAINT JAMES DR, LORIS, SC 29569-2550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE
Jul 25, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Oct 26, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Oct 21, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Mar 22, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Jun 18, 2012
Deed Book / Page	4442 / 3015
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jul 16, 2021
Property Address	550 SAINT JAMES DR, LORIS, SC 29569-2550
Document Number	44423015
Book / Page	4442 / 3015
Instrument Date	Jul 14, 2021
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SAINT JAMES DR, LORIS, SC 29569-2550

Mortgage

Document Number	6420483
Date	Jul 16, 2021
Instrument	6420/483

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	550 SAINT JAMES DR, LORIS, SC 29569-2550
Document Number	6255/1185
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SAINT JAMES DR LORIS SC 295692550, LORIS, SC 29569-2550

Mortgage

Document Number	6255/1185
Date	Aug 24, 2020
Book Page	006255/001185

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	550 SAINT JAMES DR, LORIS, SC 29569-2550
Document Number	6146/1715
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SAINT JAMES DR LORIS SC 295692550, LORIS, SC 29569-2550

Mortgage

Document Number	6146/1715
Date	Nov 4, 2019
Book Page	006146/001715

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	550 SAINT JAMES DR, LORIS, SC 29569-2550
Document Number	5932/1361
Instrument Date	Oct 21, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SAINT JAMES DR LORIS SC 295692550, LORIS, SC 29569-2550

Mortgage

Document Number	5932/1361
Date	Oct 30, 2017
Book Page	005932/001361

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	550 SAINT JAMES DR, LORIS, SC 29569-2550
Document Number	5867/2271
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SAINT JAMES DR LORIS SC 295692550, LORIS, SC 29569-2550

Mortgage

Document Number	5867/2271
Date	Mar 30, 2017
Book Page	005867/002271

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$790.00		$240,759 (-) Land $53,906 Building $186,853
2024	$790.00 (-30.76%)	$9,630 (+36.29%) Land $2,156 Building $7,474	$240,759 (+24.27%) Land $53,906 Building $186,853
2023	$1,141.00 (+1,182.02%)	$7,066 (-8.83%) Land $1,294 Building $5,772	$193,740 (-) Land $32,340 Building $161,400
2021	$89.00	$7,750 Land $1,294 Building $6,456	$193,740 Land $32,340 Building $161,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	17 (2015–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Idalia, Aug 2023 · 4 claims Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LORIS serves 4,350 people · EPA ID SC2610010
Water Source	Purchased surface water from GRAND STRAND W&SA/BULL CREEK
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000

May also be available: AT&T.

Nearby Properties on Saint James Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures