550 S Main St, Carroll, IA 51401 Property Records

Carroll County property record for 550 S Main St, Carroll, IA 51401

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,010 sqft · built 1973
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$5,106 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2024 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0625333010`

Property Details

APN / Parcel Number

Primary APN	`0625333010`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,010 sqft Living Area
Basement Area	1,470 sqft
Finished Basement	1,050 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	550 S MAIN ST
City	CARROLL
State	IA
Zip	51401-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING HILLS ADDN BLOCK 3 S 105.1 FT OF LOT 25
Legal Subdivision	ROLLING HILLS ADDN
Legal Block	3
Legal Lot Number	25
Jurisdiction	CARROLL IA
Township / Civil Division	CARROLL
Census Block Group	3
Census Block	3016
Census Tract	960400

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	550 S MAIN ST, CARROLL, IA 51401-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage AVAILA BANK
Mar 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage AVAILA BANK
Jun 29, 2016	Deed of Trust, Mortgage · Conventional Mortgage CARROLL COUNTY STATE BANK
Sep 19, 2016	Deed of Trust, Mortgage · Commercial Mortgage CARROLL COUNTY STATE BANK
Sep 10, 2012	Deed of Trust, Mortgage · Conventional Mortgage CARROLL COUNTY STATE BANK
Sep 23, 2022	Warranty Deed, Transfer · Commercial Mortgage WESTSIDE STATE BANK
May 10, 2017	Sheriff's Deed, Foreclosure
May 13, 2011	Legal Action/Court Order, Foreclosure · Conventional Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2017
Deed Sale	May 10, 2017
Prior Sale	Mar 18, 2016 · Amount on Record
Deed Document Number	20171372
Deed Book / Page	2017 / 1372
Prior Transfer Date	May 9, 2017
Prior Transfer Doc	02017/1372
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	550 S MAIN ST, CARROLL, IA 51401-3213
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230896
Date	Apr 26, 2023
Instrument	2023-0896

Lender

Name	AVAILA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2024

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	550 S MAIN ST, CARROLL, IA 51401-3213
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 S MAIN ST, CARROLL, IA 51401-3213

Mortgage

Document Number	0020240427
Date	Mar 1, 2024
Instrument	2024-0427

Lender

Name	AVAILA BANK
Type	Bank
Address	CARROLL, IA 51401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	550 S MAIN ST, CARROLL, IA 51401-3213
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SECURITY TITLE AND INVS COMPANY, SECURITY TITLE&INVESTMENT CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02016/1819
Date	Jun 29, 2016
Book Page	2016/1819
Instrument	2016-1819

Lender

Name	CARROLL COUNTY STATE BANK
Type	Bank
Address	CARROLL, IA 51401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2031

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	550 S MAIN ST, CARROLL, IA 51401-3213
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02016/2853
Date	Sep 19, 2016
Book Page	2016/2853
Instrument	2016-2853

Lender

Name	CARROLL COUNTY STATE BANK
Type	Bank
Address	CARROLL, IA 51401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 19, 2031

Interest

Rate Type	Adjustable Rate

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	550 S MAIN ST, CARROLL, IA 51401-3213
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02012/3290
Date	Sep 10, 2012
Book Page	2012/3290
Instrument	2012-3290

Lender

Name	CARROLL COUNTY STATE BANK
Type	Non-Lending Institution
Address	CARROLL, IA 51401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2027

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IA
Recording Date	Sep 23, 2022
Property Address	550 S MAIN ST, CARROLL, IA 51401-3213
Document Number	0020223084
Instrument Date	Sep 16, 2022
Instrument	2022-3084
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 S MAIN ST, CARROLL, IA 51401-3213

Mortgage

Document Number	0020223085
Date	Sep 23, 2022
Instrument	2022-3085

Lender

Name	WESTSIDE STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Sep 22, 2029

Interest

Rate Type	Fixed Rate

May 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CARROLL IA
Recording Date	May 10, 2017
Property Address	550 S MAIN ST, CARROLL, IA 51401-3213
Document Number	02017/1372
Book / Page	2017 / 1372
Instrument Date	May 9, 2017
Instrument	2017-1372
Transaction Type	Foreclosure
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 S MAIN ST, CARROLL, IA 51401-3213

May 2011: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CARROLL IA
Recording Date	May 13, 2011
Property Address	550 S MAIN ST, CARROLL, IA 51401-3213
Document Number	02011/1422
Book / Page	2011 / 1422
Instrument Date	May 2, 2011
Instrument	2011-1422
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	550 S MAIN ST, CARROLL, IA 51401-3213

Mortgage

Document Number	0020111423
Date	May 13, 2011
Instrument	2011-1423

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Carroll City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,106.00	$439,040 (-) Land $43,710 Building $395,330	$439,040 (-) Land $43,710 Building $395,330
2025	$5,106.00 (+84.2%)	$439,040 (+73.48%) Land $43,710 Building $395,330	$439,040 (+73.48%) Land $43,710 Building $395,330
2023		$253,080 (+34.59%) Land $43,710 Building $209,370	$253,080 (+34.59%) Land $43,710 Building $209,370
2022		$188,040 Land $40,430 Building $147,610
2021			$188,040 Land $40,430 Building $147,610
2018	$2,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLL MUNICIPAL WATER SUPPLY serves 10,321 people · EPA ID IA1415072
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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