550 S 4th St, Frankfort, IN 46041 Property Records

Clinton County property record for 550 S 4th St, Frankfort, IN 46041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,108 sqft · built 1962
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on File
Last Sale	$127,680 (May 2023)
Tax Bill	$583 (2025)
Deeds & Mortgages	Jun 2023 Transfer May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01643037,038`

Property Details

APN / Parcel Number

Primary APN	`01643037,038`
Alternative APNs	`12-10-10-332-009.000-021` `02099161378`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
1st Floor Area	1,108 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	112 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	72 sqft
Lean-To	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	02099161378
Street Address	550 S 4TH ST
City	FRANKFORT
State	IN
Zip	46041-2970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	016-13356-00 WIRTS ADD PT N END LOTS 17 & 18
Legal Subdivision	WIRTS ADD
Legal Lot Number	17-18
Jurisdiction	CLINTON IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2026
Census Tract	950800

Owner

550 S 4th St is owned and occupied by an individual who acquired it in June 2023.

Source: Clinton County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	550 S 4TH ST, FRANKFORT, IN 46041-2970
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Intrafamily Transfer, Transfer
May 22, 2023	Warranty Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2023 · Amount on File
Deed Sale	May 22, 2023 · Amount on File
Prior Sale	Nov 28, 2016 · Amount on File
Deed Document Number	20231532
Last Transfer Date	Jun 16, 2023
Transfer Doc	0020231911
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON IN
Recording Date	Jun 20, 2023
Property Address	550 S 4TH ST, FRANKFORT, IN 46041-2970
Document Number	0020231911
Map Reference	PL 2 PG 6
Instrument Date	Jun 16, 2023
Instrument	20231911
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	550 S 4TH ST, FRANKFORT, IN 46041-2970

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IN
Recording Date	May 22, 2023
Property Address	550 S 4TH ST, FRANKFORT, IN 46041-2970
Document Number	0020231532
Map Reference	PL 2 PG 6
Instrument Date	May 19, 2023
Instrument	20231532
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 S 4TH ST, FRANKFORT, IN 46041-2970

Mortgage

Document Number	0020231533
Date	May 22, 2023
Instrument	20231533

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 550 S 4th St was $583 with a homeowner's exemption, down 8.2% from the year before.

Source: Clinton County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Clinton County
County Subdivision	Center Township
Municipality	Frankfort City
Unified School District	Frankfort Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$583.00 (-8.19%) Homeowner's exemption	$74,800 Land $5,700 Building $69,100	$74,800 Land $5,700 Building $69,100
2024	$635.00 (-53.34%)
2023	$1,361.00 (+1.8%)	$58,700 (-) Land $5,700 Building $53,000	$58,700 (-) Land $5,700 Building $53,000
2022	$1,337.00 (+120.63%)	$58,700 Land $5,700 Building $53,000	$58,700 Land $5,700 Building $53,000
2021	$606.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 550 S 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 550 S 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT WATER WORKS serves 16,422 people · EPA ID IN5212003
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
On-Ramp Indiana Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Verizon.

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