550 S 3rd St, Breese, IL 62230 Property Records

Clinton County property record for 550 S 3rd St, Breese, IL 62230

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,092 sqft · built 1962
Lot Size	0.425 acres (18,513 sqft)
Owner	2 Individual Names on File
Last Sale	$141,000 (Feb 2007)
Tax Bill	$5,988 (2025)
Deeds & Mortgages	Dec 2021 Construction Loan Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-22-172-002`

Property Details

APN / Parcel Number

Primary APN	`06-06-22-172-002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,092 sqft Finished Area
1st Floor Area	4,184 sqft
Basement Area	2,092 sqft
Unfinished Basement	2,092 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Brick
Roof Type	Gable
Lot Area	18,513 sqft (0.425 acres)
Lot Dimensions	185 ft deep x 100 ft wide
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	550 S 3RD ST
City	BREESE
State	IL
Zip	62230-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51
Legal Description	SUBDIVISION ORIGINAL TOWN BREESE BLOCK LOT 100 & E PT OF LOT 101
Legal Subdivision	ORIGINAL TOWN
Legal Lot Number	100-101
Jurisdiction	CLINTON IL
Township / Civil Division	BREESE
Census Block Group	1
Census Block	1235
Census Tract	900300

Owner

550 S 3rd St is owned and occupied by two individuals who bought it in February 2007.

Source: Clinton County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	550 S 3RD ST, BREESE, IL 62230-1936
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Construction Mortgage FCB BANKS
Nov 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Dec 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage FCB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2007 · Amount on File
Deed Sale	Feb 5, 2007 · Amount on File
Deed Document Number	2007_00698
Prior Transfer Date	Jan 27, 2007
Prior Transfer Doc	0000000698
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	550 S 3RD ST, BREESE, IL 62230-1936
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007813
Date	Dec 9, 2021
Instrument	2021R07813

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	550 S 3RD ST, BREESE, IL 62230-1936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005220
Date	Nov 7, 2017
Instrument	2017R05220

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Nov 2, 2023

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	550 S 3RD ST, BREESE, IL 62230-1936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HIGHLAND COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005957
Date	Dec 19, 2017
Instrument	2017R05957

Lender

Name	FCB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 550 S 3rd St was $5,988, up 13.1% from the year before.

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Breese Township
Municipality	Breese City
Secondary School District	Central Community High School District 71 (09 - 12)
Elementary School District	Breese School District 12 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,988.00 (+13.13%) Homeowner's exemption	$88,640 Land $17,800 Building $70,840	$265,920 Land $53,400 Building $212,520
2024	$5,293.00
2022	$4,764.00 (+0.85%)	$71,050 (+4.99%) Land $14,270 Building $56,780	$213,150 (+4.99%) Land $42,810 Building $170,340
2021	$4,724.00	$67,670 Land $13,590 Building $54,080	$203,010 Land $40,770 Building $162,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 550 S 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREESE serves 4,772 people · EPA ID IL0270250
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wisper ISP.

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