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550 Ruby Oaks Ln, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 550 Ruby Oaks Ln, Murfreesboro, TN 37128 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2017
Square Footage2,917 sqft Living Area
Lot Size17,163 sqft (0.394 acres)
GarageAttached, 495 sqft
OccupancyOwner Occupied
Last Sale$391,900 (2018)
Tax Bill$2,275.00 (2025)

Property Details

APN / Parcel Number

Primary APN094K-A-002.00-000
Alternative APNs
  • 094K A 00200
  • R0114005

Interior

Plumbing Fixtures12 Plumbing Fixtures
Building Area2,917 sqft Living Area
1st Floor1,974 sqft 1st Floor
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialGravel Roof
Lot Area17,163 sqft (0.394 acres)
Depth X Width125 ft x 137 ft Depth x Width
Garage TypeAttached Garage
Garage Area495 sqft Garage
Total Buildings2 Total Buildings
Porch Area174 sqft Porch

Utilities and HVAC

Heating SystemHeat Pump Heating

Location & Zoning

Account NumberR0114005
Street Address550 RUBY OAKS LN
CityMURFREESBORO
StateTN
Zip37128-0641
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionSPRINGHOUSE SEC 8
Legal Lot Number144
JurisdictionRUTHERFORD TN
Minor Civil Division9
Census Blockgroup1
Census Block1079
Census Tract40808

Owner

Source: Rutherford County records · APN 094K-A-002.00-000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address550 RUBY OAKS LN, MURFREESBORO, TN 37128-0641
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 03, 2025Deed of Trust, Mortgage · Line of Credit
CMG MORTGAGE INC
Jun 07, 2022Deed of Trust, Mortgage · Line of Credit
COGENT BANK
Sep 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 06, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
CMG FIN'L
Sep 11, 2018Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
CMG FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 11, 2018 · Amount on Record
Deed SaleSep 11, 2018 · Amount on Record
Deed Doc Number20182166716
Deed Book / Page1708 / 3063
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD TN
Property Address550 RUBY OAKS LN, MURFREESBORO, TN 37128-0641
Transaction TypeMortgage
Record UpdatedOct 01, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025692243
DateSep 03, 2025
Book Page2569/2243
Instrument2611824
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 21, 2055
Interest
Rate TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD TN
Property Address550 RUBY OAKS LN, MURFREESBORO, TN 37128-0641
Transaction TypeMortgage
Record UpdatedJul 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 RUBY OAKS LN, MURFREESBORO, TN 37128-0641

Mortgage

Document Number0022511948
DateJun 07, 2022
Book Page2251/1948
Instrument2446266
Lender
NameCOGENT BANK
TypeBank
AddressNASHVILLE, TN 37203
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueMay 03, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD TN
Property Address550 RUBY OAKS LN, MURFREESBORO, TN 37128-0641
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21431696
DateSep 21, 2021
Book Page2143/1696
Instrument2392036
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD TN
Property Address550 RUBY OAKS LN, MURFREESBORO, TN 37128-0641
Document NumberRB18901644
Instrument DateApr 06, 2020
Transaction TypeMortgage
Record UpdatedJun 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address550 RUBY OAKS LN MURFREESBORO TN 371280641, MURFREESBORO, TN 37128-0641

Mortgage

Document NumberRB18901644
DateApr 14, 2020
Book Page001890/001644
Instrument2268876
Lender
NameCMG FIN'L
TypeFunding / Finance Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 13, 2050

September 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD TN
Recording DateSep 11, 2018
Property Address550 RUBY OAKS LN, MURFREESBORO, TN 37128-0641
Document NumberRB17083063
Book / Page001708 / 003063
Instrument DateAug 31, 2018
Instrument2166716
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 26, 2018
Title CompanyLAWYERS LAND AND TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,450.03
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address550 RUBY OAKS LN MURFREESBORO TN 371280641, MURFREESBORO, TN 37128-0641

Mortgage

Document NumberRB17083065
DateSep 11, 2018
Book Page001708/003065
Instrument2166717
Lender
NameCMG FIN'L
TypeFunding / Finance Company
AddressSAN RAMON, CA 94583
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 10, 2048

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRutherford County
Unified School DistrictRutherford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$147,750 (+21.83%) Land $32,500 Building $115,250$591,000 (+21.83%) Land $130,000 Building $461,000
2025$2,275.00$121,275 (-) Land $17,500 Building $103,775
2023$2,275.00$121,275 Land $17,500 Building $103,775$485,100 (-) Land $70,000 Building $415,100
2022$485,100 Land $70,000 Building $415,100

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