550 Rogers Rd, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 550 Rogers Rd, Mount Vernon, KY 40456

Property Summary

Property Type	Single Family Home
Lot Size	5.07 acres (221,023 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,831 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`030-00-026.01`

Property Details

APN / Parcel Number

Primary APN	`030-00-026.01`
Alternative APNs	`2356601` `883401`

Exterior

Lot Area	221,023 sqft (5.07 acres)

Location & Zoning

Account Number	883401
Street Address	550 ROGERS RD
City	MOUNT VERNON
State	KY
Zip	40456-7110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.074 ACRES & HOUSE
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	CONWAY
Census Block Group	2
Census Block	2016
Census Tract	950100

Owner

Source: Rockcastle County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 ROGERS RD, MOUNT VERNON, KY 40456-7110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SUPPLIERS INC
Jul 30, 2018	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK INC
Mar 27, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 14, 2018
Transfer Doc	D264/365
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	550 ROGERS RD, MOUNT VERNON, KY 40456-7110
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M309/675
Date	Dec 9, 2020
Book Page	M309/675
Instrument	365880

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	550 ROGERS RD, MOUNT VERNON, KY 40456-7110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M291/622
Date	Mar 6, 2019
Book Page	M291/622
Instrument	156757

Lender

Name	MORTGAGE SUPPLIERS INC
Type	Mortgage Company
Address	COLUMBIA, KY 42728

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	550 ROGERS RD, MOUNT VERNON, KY 40456-7110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M286/681
Date	Jul 30, 2018
Book Page	M286/681
Instrument	151026

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 13, 2019

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKCASTLE KY
Recording Date	Mar 27, 2018
Property Address	550 ROGERS RD, MOUNT VERNON, KY 40456-7110
Document Number	D264/365
Book / Page	D264 / 365
Instrument Date	Mar 14, 2018
Instrument	149448
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 ROGERS RD, 98, MOUNT VERNON, KY 40456-7105

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	550 ROGERS RD, MOUNT VERNON, KY 40456-7110

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,831.00 (-1.66%)	$225,000 (-)	$225,000 (-)
2023	$1,862.00	$225,000	$225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

Cell Coverage

4G LTE only, no 5G reported

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