Harford County property record for 550 Riviera Dr, Apt A, Joppa, MD 21085
| Property Type | Condominium |
|---|---|
| Details | 1,235 sqft · built 1979 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Jun 2020) |
| Tax Bill | $2,761 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-124188 |
| Primary APN | 01-124188 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,235 sqft Total Area |
|---|
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Condo/Apartment |
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 124188 |
|---|---|
| Street Address | 550 RIVIERA DR, A |
| City | JOPPA |
| State | MD |
| Zip | 21085-4687 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R4 |
| Legal Description | CONDO UNIT 550-A 550-A RIVIERA DRIVE GUNPOWDER COVE P 1/33 |
| Legal Subdivision | GUNPOWDER COVE CONDOMINIUM |
| Legal Lot Number | 550A |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 301401 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 550 RIVIERA DR, A, JOPPA, MD 21085-4687 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL FCU OF MARYLAND |
| Jun 26, 2020 | Deed, Transfer · Conventional Mortgage UNIVERSAL MORTGAGE & FINANCE INC |
| Apr 25, 2019 | Deed, Transfer · Conventional Mortgage FIRST FINANCIAL FCU OF MARYLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2020 · Amount on Record |
| Deed Sale | Jun 26, 2020 · Amount on Record |
| Prior Sale | Apr 25, 2019 · Amount on Record |
| Deed Book / Page | 13944 / 142 |
| Transfer Doc | 0000002320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 550 RIVIERA DR APT A, A, JOPPA, MD 21085-4687 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0134950182 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 13495/0182 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 26, 2020 |
| Property Address | 550 RIVIERA DR APT A, A, JOPPA, MD 21085-4687 |
| Document Number | 0139440142 |
| Book / Page | 13944 / 142 |
| Map Reference | LB HDC1095 FO 708 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ULTIMATE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 550 RIVIERA DR APT A, A, JOPPA, MD 21085-4687 |
| Document Number | 0013944148 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 13944/148 |
| Name | UNIVERSAL MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 25, 2019 |
| Property Address | 550 RIVIERA DR APT A, A, JOPPA, MD 21085-4687 |
| Document Number | 0132370034 |
| Book / Page | 13237 / 0034 |
| Map Reference | MB HDC 1 FO 33 |
| Instrument Date | Apr 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 550 RIVIERA DR APT A, A, JOPPA, MD 21085-4687 |
| Document Number | 0001323740 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 13237/40 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,761.00 (+24.59%) Homeowner's exemption | $253,333 (+27.73%) | $275,000 (+30.95%) Land $80,000 Building $195,000 |
| 2025 | $2,216.00 (+10.52%) Homeowner's exemption | ||
| 2023 | $198,333 | $210,000 Land $50,000 Building $160,000 | |
| 2022 | $2,005.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1978–2014) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Jun 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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