Waupaca County property record for 550 River St, Waupaca, WI 54981
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,388 sqft · built 1993 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,406 (2025) |
| Deeds & Mortgages | Sep 2016 Line of Credit Mar 2005 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-19-83-19 |
| Primary APN | 34-19-83-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| Gross Area | 2,776 sqft |
| 1st Floor Area | 1,388 sqft |
| Basement Area | 1,388 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 26,572 sqft (0.61 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Old Parcel Number | 3419316 |
|---|---|
| Street Address | 550 RIVER ST |
| City | WAUPACA |
| State | WI |
| Zip | 54981-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC19 T22N R12E PRT NESW & PRT LT2 HYDE PARKSUB DAF LT1 CSM V36P46 #8276 & AFFID OF CORR#921777 V233P229 V460P749 V528P890 V590P97EX V518P326 V740P434 V771P100&101 .61A M/L |
| Legal Range | 12E |
| Legal Township | 22N |
| Legal Section | 19 |
| Legal Subdivision | CSM #3718 |
| Legal Lot Number | 2,1 |
| Jurisdiction | WAUPACA WI |
| Township / Civil Division | WAUPACA |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 101000 |
550 River St is owned and occupied by an individual who acquired it in January 2014.
Source: Waupaca County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 550 RIVER ST, WAUPACA, WI 54981-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2016 | Deed of Trust, Mortgage · Line of Credit THE FARMERS STATE BANK OF WAUPACA |
| Mar 14, 2005 | Deed of Trust, Mortgage · ARM BWM MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 22, 2014 |
| Transfer Doc | 0000832006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAUPACA WI |
| Property Address | 550 RIVER ST, WAUPACA, WI 54981-1011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000845283 |
|---|---|
| Date | Sep 12, 2016 |
| Instrument | 845283 |
| Name | THE FARMERS STATE BANK OF WAUPACA |
|---|---|
| Type | Bank |
| Address | WAUPACA, WI 54981 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 2, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAUPACA WI |
| Property Address | 550 RIVER ST, WAUPACA, WI 54981-1011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000705583 |
|---|---|
| Date | Mar 14, 2005 |
| Instrument | 705583 |
| Name | BWM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MILWAUKEE, WI 53226 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.99% |
| Type Change Date | Apr 1, 2007 |
| Change Frequency | 6 Months |
| Min Rate At Change | 8.99% |
| Max Rate At Change | 10.9% |
| Index | 6-Month LIBOR |
| Max Rate | 14.9% |
The 2025 property tax bill for 550 River St was $4,406 with exemptions applied.
Source: Waupaca County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Waupaca County |
| Municipality | Waupaca City |
| Unified School District | Waupaca School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,406.00 | $244,400 Land $29,700 Building $214,700 | |
| 2023 | $4,064.00 (+24.55%) | $243,800 (+75.4%) Land $29,100 Building $214,700 | $312,131 (+75.4%) Land $37,256 Building $274,875 |
| 2022 | $3,263.00 | $139,000 Land $20,500 Building $118,500 | $177,958 Land $26,245 Building $151,713 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 550 River St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | Mar 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAUPACA WATERWORKS serves 6,062 people · EPA ID WI4690402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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