550 Ridgefield Rd, Wilton, CT 06897 Property Records

Wilton Town property record for 550 Ridgefield Rd, Wilton, CT 06897

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,018 sqft · built 1986
Lot Size	4.76 acres (207,346 sqft)
Owner	2 Individual Names on File
Last Sale	$2,350,000 (May 2022)
Tax Bill	$42,960 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`WILT M:0105 B:008 L:00`

Property Details

APN / Parcel Number

Primary APN	`WILT M:0105 B:008 L:00`
Alternative APN	`3243`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,018 sqft Living Area
Gross Area	6,810 sqft
1st Floor Area	3,018 sqft
Basement Area	2,956 sqft
Unfinished Basement	2,956 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	207,346 sqft (4.76 acres)
Pool Type	In-Ground Pool
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3243
Street Address	550 RIDGEFIELD RD
City	WILTON
State	CT
Zip	06897-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	8
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	2
Census Block	2011
Census Tract	45101

Owner

550 Ridgefield Rd is owned and occupied by two individuals who bought it in May 2022.

Source: Wilton Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	550 RIDGEFIELD RD, WILTON, CT 06897-1621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 28, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on File
Deed Sale	May 24, 2022 · Amount on File
Prior Sale	Aug 3, 2007 · Amount on File
Deed Book / Page	2551 / 220
Prior Transfer Date	Oct 1, 2020
Prior Transfer Doc	2519-299
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	May 24, 2022
Property Address	550 RIDGEFIELD RD, WILTON, CT 06897-1621
Document Number	002551-220
Book / Page	2551 / 220
Instrument Date	May 23, 2022
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	550 RIDGEFIELD RD, WILTON, CT 06897-1621

Mortgage

Document Number	0002551223
Date	May 24, 2022
Instrument	2551/223

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2032
Max Rate At Change	3%
Index	Other
Margin	3

Mortgage

Document Number	002551-237
Date	May 24, 2022
Book Page	2551/237

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	Oct 28, 2020
Property Address	550 RIDGEFIELD RD, WILTON, CT 06897-1621
Document Number	2519-299
Book / Page	2519 / 299
Instrument Date	Oct 1, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 SPRUCE ST APT 75R, 75R, NEW YORK, NY 10038-5248

Tax Assessment & Valuation

The 2026 property tax bill for 550 Ridgefield Rd was $42,960, up 2.7% from the year before.

Source: Wilton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$42,960.00 (+2.67%)	$1,714,160 (-) Land $384,230 Building $1,329,930	$3,125,532 (+160.48%)
2025	$41,843.00	$1,714,160 Land $384,230 Building $1,329,930	$1,199,912 Land $268,961 Building $930,951
2024	$41,843.00 (+24.83%)
2023	$33,519.00 (+3.65%)	$1,145,550 (-) Land $367,080 Building $778,470
2022	$32,339.00	$1,145,550 Land $367,080 Building $778,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 550 Ridgefield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Ridgefield Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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