550 Red Cedar Way, Grand Junction, CO 81504 Property Records

Mesa County property record for 550 Red Cedar Way, Grand Junction, CO 81504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$277,500 (Apr 2019)
Tax Bill	$1,820 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2943-082-70-021`

Property Details

APN / Parcel Number

Primary APN	`2943-082-70-021`
Alternative APN	`R098752`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	2,197 sqft
1st Floor Area	1,724 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	473 sqft
Porch	Slab
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R098752
Street Address	550 RED CEDAR WAY
City	GRAND JUNCTION
State	CO
Zip	81504-4338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 7 ARBORS FIL 2B SEC 8 1S 1E UM RECPT NO 2776586 MESA CO RECDS AND AN UNDIV INT IN TRACTS - 0.15 AC
Legal Subdivision	ARBORS FILING 2B
Legal Block	7
Legal Lot Number	9
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	4
Census Block	4014
Census Tract	1104

Owner

Source: Mesa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	550 RED CEDAR WAY, GRAND JUNCTION, CO 81504-4338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 1, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 13, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 4, 2017	Warranty Deed, Subdivision Related Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Apr 4, 2017 · Amount on Record
Deed Document Number	20192874705
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	550 RED CEDAR WAY, GRAND JUNCTION, CO 81504-4338
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 RED CEDAR WAY, GRAND JUNCTION, CO 81504-4338

Mortgage

Document Number	0003153796
Date	Mar 24, 2026
Instrument	3153796

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	550 RED CEDAR WAY, GRAND JUNCTION, CO 81504-4338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002911510
Date	Jan 29, 2020
Instrument	2911510

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	550 RED CEDAR WAY, GRAND JUNCTION, CO 81504-4338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002949903
Date	Oct 29, 2020
Instrument	2949903

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Apr 1, 2019
Property Address	550 RED CEDAR WAY, GRAND JUNCTION, CO 81504-4338
Document Number	0002874705
Instrument Date	Mar 29, 2019
Instrument	2874705
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	550 RED CEDAR WAY, GRAND JUNCTION, CO 81504-4338

Mortgage

Document Number	0002874706
Date	Apr 1, 2019
Instrument	2874706

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MESA CO
Recording Date	Sep 13, 2018
Property Address	550 RED CEDAR WAY, GRAND JUNCTION, CO 81504-4338
Document Number	0002854441
Instrument Date	Sep 12, 2018
Instrument	2854441
Transaction Type	Transfer
Record Updated	Oct 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	423 E MAYFIELD DR GRAND JUNCTION CO 815071519, GRAND JUNCTION, CO 81507-1519

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Apr 4, 2017
Property Address	550 RED CEDAR WAY, GRAND JUNCTION, CO 81504-4338
Document Number	0002795298
Instrument Date	Apr 3, 2017
Instrument	2795298
Transaction Type	Subdivision Related Transfer
Record Updated	May 9, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Tax	$3.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2856 THOMAS ST GRAND JUNCTION CO 815033094, GRAND JUNCTION, CO 81503-3094

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,820.00 (+4.06%)	$25,130 (+2.15%) Land $5,190 Building $19,940	$401,960 (+9.46%) Land $83,000 Building $318,960
2024	$1,749.00 (+0.58%)	$24,600 (-) Land $4,660 Building $19,940
2023	$1,739.00 (+25.02%)	$24,600 (+27.46%) Land $4,660 Building $19,940	$367,210 (+32.25%) Land $69,580 Building $297,630
2022	$1,391.00	$19,300 Land $3,480 Building $15,820
2021			$277,670 Land $50,000 Building $227,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Clearnetworx, Highline Internet, T-Mobile.

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