Flathead County property record for 550 Ramsey Ave, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 1,876 sqft · built 2003 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $459,000 (Jun 2018) |
| Tax Bill | $3,876 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0743297 |
| Primary APN | R0743297 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,876 sqft Living Area |
| 1st Floor Area | 916 sqft |
| 2nd Floor Area | 960 sqft |
| Upper Floors Area | 384 sqft |
| Basement Area | 606 sqft |
| Finished Basement | 606 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 591 sqft |
| Deck Area | 382 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000004847 |
|---|---|
| Street Address | 550 RAMSEY AVE |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-3128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S35, T31 N, R22 W, 14754-A, PARCEL N/A, TR 6GDD IN NW4NE4 |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 35 |
| Legal Subdivision | SP 14754 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 301 |
550 Ramsey Ave is owned by two individuals who bought it in June 2018.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1404 BUSH ST, SAN DIEGO, CA 92103-2812 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Line of Credit GLACIER BANK |
| Jun 7, 2018 | Warranty Deed, Transfer · ARM GLACIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2018 · Amount on File |
| Deed Sale | Jun 7, 2018 · Amount on File |
| Prior Sale | Jun 22, 2006 |
| Deed Document Number | 201811354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 550 RAMSEY AVE, WHITEFISH, MT 59937-3128 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Title Company | FPT |
| Name | Verified Name |
|---|---|
| Address | 1404 BUSH ST, SAN DIEGO, CA 92103-2812 |
| Document Number | 202200030433 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 202200030433 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | WHITEFISH, MT 59937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 7, 2018 |
| Property Address | 550 RAMSEY AVE, WHITEFISH, MT 59937-3128 |
| Document Number | 201800011354 |
| Map Reference | MAP14754 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 201800011354 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 550 RAMSEY AVE, WHITEFISH, MT 59937-3128 |
| Document Number | 201800011355 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 201800011355 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.35% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.35% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.35% |
The 2026 property tax bill for 550 Ramsey Ave was $3,876.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,876.00 | $1,145,300 | |
| 2025 | $1,145,300 Land $278,040 Building $867,260 | ||
| 2023 | $5,789.00 | $842,900 | $842,900 Land $203,014 Building $639,886 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 550 Ramsey Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 units insured incl. 4 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 Ramsey Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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