Ocean County and Pine Beach Borough property record for 550 Prospect Ave, Pine Beach, NJ 08741
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 5,278 sqft · built 2015 |
| Lot Size | 0.43 acres (18,748 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Mar 2014) |
| Tax Bill | $20,838 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-00043-0000-00028 |
| Primary APN | 23-00043-0000-00028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 5,278 sqft Living Area |
| Gross Area | 7,422 sqft |
| Basement Area | 2,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 18,748 sqft (0.43 acres) |
| Lot Dimensions | 125 ft deep x 150 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 550 PROSPECT AVE |
|---|---|
| City | PINE BEACH |
| State | NJ |
| Zip | 08741-1109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 150X125 30,32,34,36,38 |
| Legal Subdivision | PINE BEACH |
| Legal Block | 43 |
| Legal Lot Number | 28 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | PINE BEACH |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 730000 |
Source: Ocean County and Pine Beach Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 550 PROSPECT AVE, PINE BEACH, NJ 08741-1109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage · Line of Credit OCEANFIRST BANK |
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK |
| Apr 17, 2020 | Deed of Trust, Mortgage · Line of Credit OCEANFIRST BK |
| Feb 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2014 · Amount on Record |
| Deed Sale | Mar 18, 2014 · Amount on Record |
| Deed Document Number | 201420969 |
| Deed Book / Page | 15764 / 626 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 550 PROSPECT AVE, PINE BEACH, NJ 08741-1109 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202191572 |
|---|---|
| Date | Dec 8, 2025 |
| Book Page | 20219/1572 |
| Instrument | 2025097328 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 3, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 550 PROSPECT AVE, PINE BEACH, NJ 08741-1109 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0184651117 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 18465/1117 |
| Instrument | 2021070754 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 550 PROSPECT AVE, PINE BEACH, NJ 08741-1109 |
| Document Number | 0178640688 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 550 PROSPECT AVE PINE BEACH NJ 087411109, PINE BEACH, NJ 08741-1109 |
| Document Number | 0178640688 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 017864/000688 |
| Instrument | 41651 |
| Name | OCEANFIRST BK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 21, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 550 PROSPECT AVE, PINE BEACH, NJ 08741-1109 |
| Document Number | 0166561629 |
| Book / Page | 016656 / 001629 |
| Instrument Date | Feb 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2017 |
| Name | Verified Name |
|---|---|
| Address | 550 PROSPECT AVE PINE BEACH NJ 087411109, PINE BEACH, NJ 08741-1109 |
| Document Number | 0166561629 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 016656/001629 |
| Instrument | 15566 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 9, 2047 |
Source: Ocean County and Pine Beach Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Pine Beach Borough |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,027,500 (-) Land $160,000 Building $867,500 | $1,027,500 (-) Land $160,000 Building $867,500 | |
| 2025 | $20,838.00 (+8.45%) | $1,027,500 (-) Land $160,000 Building $867,500 | $1,027,500 (-) Land $160,000 Building $867,500 |
| 2024 | $19,214.00 (-0.56%) | ||
| 2023 | $1,027,500 Land $160,000 Building $867,500 | $1,027,500 Land $160,000 Building $867,500 | |
| 2022 | $19,323.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 8 (1978–2012) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE BEACH WATER DEPT serves 2,140 people · EPA ID NJ1522001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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