550 Pratt St, Hammonton, NJ 08037 Property Records

Atlantic County and Hammonton Town property record for 550 Pratt St, Hammonton, NJ 08037

Property Summary

Property Type	Single Family Home
Details	2,892 sqft · built 1951
Lot Size	0.402 acres (17,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Nov 2020)
Tax Bill	$8,831 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Jan 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-03104-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`13-03104-0000-00018`

Interior

Stories	1 Story
Building Area	2,892 sqft Living Area
1st Floor Area	2,892 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	17,498 sqft (0.402 acres)
Lot Dimensions	125 ft deep x 140 ft wide

Location & Zoning

Street Address	550 PRATT ST
City	HAMMONTON
State	NJ
Zip	08037-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	B90L59
Legal Block	3104
Legal Lot Number	18
Jurisdiction	ATLANTIC NJ
Township / Civil Division	HAMMONTON
Census Block Group	1
Census Block	1014
Census Tract	10800

Owner

Source: Atlantic County and Hammonton Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 PRATT ST, HAMMONTON, NJ 08037-1919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST HARVEST FCU
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit FIRST HARVEST FCU
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit FIRST HARVEST FCU
Sep 11, 2020	Deed of Trust, Mortgage · Conventional with PMI ALLIED MTG
Nov 17, 2020	Grant Deed, Transfer · Conventional with PMI ALLIED MTG
Jun 18, 2020	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Jun 18, 2020 · Amount on Record
Deed Document Number	202058923
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	550 PRATT ST, HAMMONTON, NJ 08037-1919
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052586
Date	Dec 15, 2023
Instrument	2023052586

Lender

Name	FIRST HARVEST FCU
Type	Credit Union
Address	WOODBURY, NJ 08096

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 11, 2038

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	550 PRATT ST, HAMMONTON, NJ 08037-1919
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005681
Date	Jan 31, 2023
Instrument	2023005681

Lender

Name	FIRST HARVEST FCU
Type	Credit Union
Address	WOODBURY, NJ 08096

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	550 PRATT ST, HAMMONTON, NJ 08037-1919
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021058143
Date	Sep 30, 2021
Instrument	2021058143

Lender

Name	FIRST HARVEST FCU
Type	Credit Union
Address	WOODBURY, NJ 08096

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 29, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	550 PRATT ST, HAMMONTON, NJ 08037-1919
Document Number	0000058924
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	FOUNDATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 PRATT ST HAMMONTON NJ 080371919, HAMMONTON, NJ 08037-1919

Mortgage

Document Number	0000058924
Date	Nov 17, 2020
Instrument	58924

Lender

Name	ALLIED MTG
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Nov 17, 2020
Property Address	550 PRATT ST, HAMMONTON, NJ 08037-1919
Document Number	0000058923
Instrument Date	Sep 9, 2020
Instrument	58923
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 PRATT ST HAMMONTON NJ 080371919, HAMMONTON, NJ 08037-1919

Mortgage

Document Number	58924
Date	Nov 17, 2020
Instrument	58924

Lender

Name	ALLIED MTG
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Jun 18, 2020
Property Address	550 PRATT ST, HAMMONTON, NJ 08037-1919
Document Number	0000031685
Instrument Date	Jun 5, 2020
Instrument	31685
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 332 MARLTON NJ 080530332, MARLTON, NJ 08053-0332

Tax Assessment & Valuation

Source: Atlantic County and Hammonton Town assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
Municipality	Hammonton Town
Unified School District	Hammonton Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,500 (-) Land $61,100 Building $252,400	$313,500 (-) Land $61,100 Building $252,400
2025	$8,831.00 (+2.36%)	$313,500 (-) Land $61,100 Building $252,400	$313,500 (-) Land $61,100 Building $252,400
2024	$8,627.00 (+1.07%)
2023		$313,500 Land $61,100 Building $252,400	$313,500 Land $61,100 Building $252,400
2022	$8,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1984–2011)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMONTON WATER DEPT serves 12,153 people · EPA ID NJ0113001
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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