550 Post Rd, Unit 602, Ridgeland, MS 39157 Property Records

Madison County property record for 550 Post Rd, Unit 602, Ridgeland, MS 39157

Property Summary

Property Type	Condominium
Details	4 ba · 1,341 sqft · built 1975
Lot Size	0.014 acres (636 sqft)
Owner	2 Company Names on File
Last Sale	$187,500 (Jun 2017)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072E-22D-119`

Property Details

APN / Parcel Number

Primary APN	`072E-22D-119`
Alternative APNs	`072E-22D-119/00.00` `41685`

Interior

Full Baths	4 Baths
Units	234 Units
Building Area	1,341 sqft Adjusted Area
Gross Area	714 sqft
1st Floor Area	714 sqft
2nd Floor Area	702 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	636 sqft (0.014 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	41685
Street Address	550 POST RD, 602
City	RIDGELAND
State	MS
Zip	39157-9680
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 602 POINT CLEAR LEASEHOLD D@5
Legal Range	02E
Legal Township	07N
Legal Section	22
Legal Subdivision	POINT CLEAR
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1004
Census Tract	30107

Owner

550 Post Rd, Unit 602 is owned by a company that bought it in June 2017.

Source: Madison County records, as of December 2, 2025

Owner of Record	2 Company Names on File
Mailing Address	550 POST RD, 602, RIDGELAND, MS 39157-9680
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMERCIAL BANK
Dec 11, 2024	Intrafamily Transfer, Transfer
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF YAZOO CTY
May 25, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF YAZOO CTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on File
Deed Sale	Jun 2, 2017 · Amount on File
Prior Sale	May 13, 2011 · Amount on File
Deed Document Number	2017813718
Deed Book / Page	3485 / 140
Prior Transfer Date	May 25, 2017
Prior Transfer Doc	03485/0140
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	550 POST RD UNIT 602, 602, RIDGELAND, MS 39157-9680
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5079 TEASDALE RD, OAKLAND, MS 38948-2792

Mortgage

Document Number	004600/420
Date	Sep 24, 2025
Book Page	4600/420
Instrument	1035570

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank
Address	JACKSON, MS 39211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON MS
Recording Date	Dec 11, 2024
Property Address	550 POST RD UNIT 602, 602, RIDGELAND, MS 39157-9680
Document Number	0004506/25
Book / Page	4506 / 25
Map Reference	MB 1422 PG 585
Instrument Date	Nov 7, 2024
Instrument	1018435
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 POST RD UNIT 602, 602, RIDGELAND, MS 39157-9680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 POST RD UNIT 602, 602, RIDGELAND, MS 39157-9680

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	550 POST RD UNIT 602, 602, RIDGELAND, MS 39157-9680
Document Number	0000845956
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	312 AIRPORT RD S PEARL MS 392086649, PEARL, MS 39208-6649

Mortgage

Document Number	0000845956
Date	Aug 21, 2018
Book Page	003639/000001
Instrument	845956

Lender

Name	BANK OF YAZOO CTY
Type	Bank
Address	YAZOO CITY, MS 39194

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Aug 20, 2025

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	550 POST RD UNIT 602, 602, RIDGELAND, MS 39157-9680
Document Number	0000813719
Book / Page	003485 / 000142
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 REDBUD DR BRANDON MS 390478461, BRANDON, MS 39047-8461

Mortgage

Document Number	0000813719
Date	Jun 2, 2017
Book Page	003485/000142
Instrument	813719

Lender

Name	BANK OF YAZOO CTY
Type	Bank
Address	PEARL, MS 39208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 550 Post Rd, Unit 602 was $1,550, up 24% from the year before.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,550.00 (+24%)	$14,393	$143,930 Land $70,000 Building $73,930
2024	$1,250.00 (+77.56%)
2023	$704.00 Homeowner's exemption	$14,393 (-)	$143,930 (-) Land $70,000 Building $73,930
2022	$704.00 Homeowner's exemption	$14,393	$143,930 Land $70,000 Building $73,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 550 Post Rd, Unit 602 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	23 units insured incl. 10 condo units
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 550 Post Rd, Unit 602 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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