550 Post Rd, Unit 302, Ridgeland, MS 39157 Property Records

Madison County property record for 550 Post Rd, Unit 302, Ridgeland, MS 39157

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,321 sqft · built 1975
Lot Size	0.014 acres (610 sqft)
Owner	Individual Name on File
Tax Bill	$1,276 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`072E-22D-188`

Property Details

APN / Parcel Number

Primary APN	`072E-22D-188`
Alternative APNs	`072E-22D-188/00.00` `43778`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Units	234 Units
Stories	2 Stories
Building Area	1,321 sqft Adjusted Area
Gross Area	720 sqft
1st Floor Area	720 sqft
2nd Floor Area	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	610 sqft (0.014 acres)
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	43778
Street Address	550 POST RD, 302
City	RIDGELAND
State	MS
Zip	39157-9257
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 302 POINT CLEAR LEASE
Legal Range	02E
Legal Township	07N
Legal Section	22
Legal Subdivision	POINT CLEAR
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1004
Census Tract	30107

Owner

550 Post Rd, Unit 302 is owned and occupied by an individual who acquired it in October 2022.

Source: Madison County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	550 POST RD, 302, RIDGELAND, MS 39157-9257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS
Oct 3, 2022	Lease, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022
Deed Sale	Oct 3, 2022
Prior Sale	Dec 21, 2010 · Amount on File
Deed Document Number	2022969923
Deed Book / Page	4264 / 938
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	550 POST RD UNIT 302, 302, RIDGELAND, MS 39157-9257
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 CARLISLE ST B, B, JACKSON, MS 39202-2172

Mortgage

Document Number	004262/176
Date	Sep 26, 2022
Book Page	4262/176
Instrument	969355

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

October 2022: Lease, Transfer

Document Type	Lease
Jurisdiction	MADISON MS
Recording Date	Oct 3, 2022
Property Address	550 POST RD UNIT 302, 302, RIDGELAND, MS 39157-9257
Document Number	004264/942
Book / Page	4264 / 942
Map Reference	CAB D SL 5
Instrument Date	Sep 23, 2022
Instrument	969924
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2180, RIDGELAND, MS 39158-2180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 POST RD UNIT 302, 302, RIDGELAND, MS 39157-9257

Tax Assessment & Valuation

The 2025 property tax bill for 550 Post Rd, Unit 302 was $1,276 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,276.00 Homeowner's exemption	$14,634	$146,340 Land $70,000 Building $76,340
2024	$1,276.00
2023	$1,276.00 Homeowner's exemption	$14,634	$146,340 Land $70,000 Building $76,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 Post Rd, Unit 302 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	23 units insured incl. 10 condo units
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Post Rd, Unit 302 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: NETSPEEDMS.

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