550 Post Rd, Unit 119, Ridgeland, MS 39157 Property Records

Madison County property record for 550 Post Rd, Unit 119, Ridgeland, MS 39157

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,321 sqft · built 1975
Lot Size	0.016 acres (723 sqft)
Owner	Individual Name on File
Tax Bill	$1,169 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072E-22D-108`

Property Details

APN / Parcel Number

Primary APN	`072E-22D-108`
Alternative APNs	`072E-22D-108/00.00` `40763`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Units	234 Units
Stories	2 Stories
Building Area	1,321 sqft Adjusted Area
Gross Area	720 sqft
1st Floor Area	720 sqft
2nd Floor Area	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	723 sqft (0.016 acres)
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	40763
Street Address	550 POST RD, 119
City	RIDGELAND
State	MS
Zip	39157-9678
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 119 POINT CLEAR LEASEHOLD
Legal Range	02E
Legal Township	07N
Legal Section	22
Legal Subdivision	POINT CLEAR
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1004
Census Tract	30107

Owner

550 Post Rd, Unit 119 is owned and occupied by an individual who acquired it in July 2021.

Source: Madison County records, as of April 1, 2026

Owner of Record	Individual Name on File
Mailing Address	550 POST RD, 119, RIDGELAND, MS 39157-9678
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMERCIAL BANK
Sep 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMERCIAL BANK
Oct 3, 2022	Assignment of Lease, Transfer · Conventional Mortgage FIRST COMMERCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021
Deed Sale	Jul 28, 2021
Deed Document Number	2021932380
Deed Book / Page	4075 / 466
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	550 POST RD UNIT 119, 119, RIDGELAND, MS 39157-9678
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 BEAUMONT DR, MADISON, MS 39110-7310

Mortgage

Document Number	004265/514
Date	Oct 4, 2022
Book Page	4265/514
Instrument	970006

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank
Address	JACKSON, MS 39211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	550 POST RD UNIT 119, 119, RIDGELAND, MS 39157-9678
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 BEAUMONT DR, MADISON, MS 39110-7310

Mortgage

Document Number	004263/644
Date	Sep 29, 2022
Book Page	4263/644
Instrument	969725

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank
Address	JACKSON, MS 39211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

October 2022: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	MADISON MS
Recording Date	Oct 3, 2022
Property Address	550 POST RD UNIT 119, 119, RIDGELAND, MS 39157-9678
Document Number	004264/934
Book / Page	4264 / 934
Map Reference	CAB D SL 5
Instrument Date	Sep 27, 2022
Instrument	969922
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1417 WINDROSE DR, BRANDON, MS 39047-6011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 POST RD UNIT 119, 119, RIDGELAND, MS 39157-9678

Mortgage

Document Number	0000969725
Date	Oct 3, 2022
Instrument	969725

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 550 Post Rd, Unit 119 was $1,169 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,169.00 Homeowner's exemption	$13,634	$136,340 Land $60,000 Building $76,340
2024	$1,169.00 (-46.94%)
2023	$2,203.00	$20,451	$136,340 Land $60,000 Building $76,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 Post Rd, Unit 119 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	23 units insured incl. 10 condo units
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 550 Post Rd, Unit 119 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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