550 Post Rd, Unit 1005, Ridgeland, MS 39157 Property Records

Madison County property record for 550 Post Rd, Unit 1005, Ridgeland, MS 39157

Property Summary

Property Type	Condominium
Details	1,588 sqft · built 1975
Owner	Individual Name on File
Tax Bill	$1,496 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072H-27A-131`

Property Details

APN / Parcel Number

Primary APN	`072H-27A-131`
Alternative APNs	`072H-27A-131/00.00` `40728`

Interior

Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,588 sqft Adjusted Area
1st Floor Area	882 sqft
2nd Floor Area	882 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Mansard
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	40728
Old Parcel Number	072H-27A-131/00.00
Street Address	550 POST RD UNIT 1005, 1005
City	RIDGELAND
State	MS
Zip	39157-9605
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 1005 POINT CLEAR LEASEHOLD
Legal Range	02E
Legal Township	07N
Legal Section	27
Legal Subdivision	POINT CLEAR
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1008
Census Tract	30107

Owner

550 Post Rd, Unit 1005 is owned and occupied by an individual who acquired it in July 2024.

Source: Madison County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	550 POST RD UNIT 1005, 1005, RIDGELAND, MS 39157-9605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEESLER FCU
Apr 30, 2019	Deed of Trust, Mortgage REGIONS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2024
Deed Sale	Jul 15, 2024
Deed Document Number	0004458837
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	550 POST RD UNIT 1005, 1005, RIDGELAND, MS 39157-9605
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 POST RD, RIDGELAND, MS 39157-9601

Mortgage

Document Number	4099/614
Date	Sep 13, 2021
Book Page	4099/614
Instrument	936156

Lender

Name	KEESLER FCU
Type	Credit Union
Address	BILOXI, MS 39531

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	550 POST RD UNIT 1005, 1005, RIDGELAND, MS 39157-9605
Document Number	0000863775
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 POST RD #1005 RIDGELAND MS 391579605, 1005, RIDGELAND, MS 39157-9605

Mortgage

Document Number	0000863775
Date	May 13, 2019
Book Page	003718/000821
Instrument	863775

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 550 Post Rd, Unit 1005 was $1,496 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,496.00 Homeowner's exemption	$16,673	$166,730 Land $80,000 Building $86,730
2024	$1,496.00
2023	$1,496.00 Homeowner's exemption	$16,673	$166,730 Land $80,000 Building $86,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 Post Rd, Unit 1005 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	23 units insured incl. 10 condo units
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 550 Post Rd, Unit 1005 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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