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550 Porter Ln, Key West, FL 33040 Property Records

Monroe County property record for 550 Porter Ln, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 960 sqft · built 1994
Lot Size0.021 acres (904 sqft)
OwnerCompany Name on Record
Last Sale$533,300 (May 2011)
Tax Bill$8,820 (2025)
Deeds & MortgagesNov 2017 Transfer
Flood ZoneZone X (moderate risk)
APN00010120-012038

Property Details

APN / Parcel Number

Primary APN00010120-012038
Alternative APNs
  • 01010100010120012038
  • 8850581

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area960 sqft Living Area
1st Floor Area960 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2014
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area904 sqft (0.021 acres)
Lot Dimensions59 ft deep x 16 ft wide

Exterior Amenities

PorchSlab
Porch Area408 sqft
Deck Area26 sqft
Patio Area26 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number8850581
Street Address550 PORTER LN
CityKEY WEST
StateFL
Zip33040-8317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHPRD
Legal DescriptionKW PT SQR 52 (A/K/A UNIT 38) OR1333-2010/15 OR1346-2073/76 OR1455-675/76 OR1634-2017/18 OR1794-1275/76 OR1998-309/12 OR2122-124/28 OR2501-1290/91C/T OR2516-1181/82 OR2750-572/75 OR2878-2178/80
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionPRESIDENTS LANE TWNHMS
Legal Block12
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2029
Census Tract972500

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5 COMMON ST, 1, CHARLESTOWN, MA 02129-3843
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2011 · Amount on Record
Deed SaleMay 6, 2011 · Amount on Record
Prior SaleJan 21, 2011
Deed Document Number20111834852
Deed Book / Page2516 / 1181
Last Transfer DateOct 31, 2017
Transfer Doc0028782178
Record UpdatedOct 29, 2026

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateNov 13, 2017
Property Address550 PORTER LN, KEY WEST, FL 33040-8317
Document Number0028782178
Book / Page002878 / 002178
Instrument DateOct 31, 2017
Instrument2143294
Transaction TypeTransfer
Record UpdatedNov 30, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5 COMMON ST #1 CHARLESTOWN MA 021293843, 1, CHARLESTOWN, MA 02129-3843

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,820.00 (+7.6%)$1,074,039 (+14.75%) Land $766,677 Building $307,362$1,074,039 (+14.75%) Land $766,677 Building $307,362
2024$8,197.00 (+8.8%)
2023$7,534.00 (+10.79%)$935,969 (+10.05%) Land $726,426 Building $209,543$935,969 (+10.05%) Land $726,426 Building $209,543
2022$6,800.00$850,464 Land $640,916 Building $209,548$850,464 Land $640,916 Building $209,548

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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