Johnston County property record for 550 Pollard Rd, Smithfield, NC 27577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,718 sqft · built 2014 |
| Lot Size | 12 acres (522,720 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,569 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15M14031A |
| Primary APN | 15M14031A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,718 sqft Living Area |
| Gross Area | 5,336 sqft |
| 1st Floor Area | 2,124 sqft |
| Attic | Attic |
| Attic Area | 1,596 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 522,720 sqft (12 acres) |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 196 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000176562 |
|---|---|
| Street Address | 550 POLLARD RD |
| City | SMITHFIELD |
| State | NC |
| Zip | 27577-9218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LT 1B 79/357 |
| Legal Lot Number | 1B |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 40600 |
Source: Johnston County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 550 POLLARD RD, SMITHFIELD, NC 27577-9218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Aug 21, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 550 POLLARD RD, SMITHFIELD, NC 27577-9218 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 550 POLLARD RD, SMITHFIELD, NC 27577-9218 |
| Document Number | 0000028990 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | DEED6959/762 |
| Instrument | 2025028990 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 150 PROVIDENCE RD # 33, CHARLOTTE, NC 28207 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 550 POLLARD RD, SMITHFIELD, NC 27577-9218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000582141 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 5204/0005 |
| Instrument | 2018582141 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SMITHFIELD, NC 27577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Johnston County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,569.00 (+34.78%) | $562,150 (+71.95%) Land $151,660 Building $410,490 | $562,150 (+71.95%) Land $151,660 Building $410,490 |
| 2023 | $2,648.00 | $326,920 Land $53,600 Building $273,320 | $326,920 Land $53,600 Building $273,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2016–2020) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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