550 Peeper Ln, Winchester, VA 22603 Property Records

Frederick County property record for 550 Peeper Ln, Winchester, VA 22603

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,775 sqft · built 2015
Lot Size	8.75 acres (381,150 sqft)
Owner	2 Individual Names on File
Last Sale	$126,500 (Jun 2014)
Tax Bill	$5,296 (2026)
Deeds & Mortgages	Feb 2022 Transfer Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22A-8B`

Property Details

APN / Parcel Number

Primary APN	`22A-8B`
Alternative APN	`8041000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	1 Story
Building Area	3,775 sqft Living Area
Gross Area	9,014 sqft
1st Floor Area	2,790 sqft
Basement Area	2,790 sqft
Unfinished Basement	2,790 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	381,150 sqft (8.75 acres)
Terrain	Rolling
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	242 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8041000
Street Address	550 PEEPER LN
City	WINCHESTER
State	VA
Zip	22603-2586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	FROG HOLLOW ESTATES L14
Legal Subdivision	FROG HOLLOW ESTATES
Legal Lot Number	14
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	1
Census Block	1050
Census Tract	50300

Owner

550 Peeper Ln is owned and occupied by two individuals who acquired it in February 2022.

Source: Frederick County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	550 PEEPER LN, WINCHESTER, VA 22603-2586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Intrafamily Transfer, Transfer
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2014 · Amount on File
Deed Sale	Jun 20, 2014 · Amount on File
Prior Sale	Mar 3, 2011 · Amount on File
Deed Book / Page	1400 / 4908
Last Transfer Date	Feb 10, 2022
Transfer Doc	0000002555
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Feb 28, 2022
Property Address	550 PEEPER LN, WINCHESTER, VA 22603-2586
Document Number	0000002555
Instrument Date	Feb 10, 2022
Instrument	220002555
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 PEEPER LN, WINCHESTER, VA 22603-2586

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	550 PEEPER LN, WINCHESTER, VA 22603-2586
Document Number	0000013699
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	550 PEEPER LN WINCHESTER VA 226032586, WINCHESTER, VA 22603-2586

Mortgage

Document Number	0000013699
Date	Oct 2, 2020
Instrument	13699

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 550 Peeper Ln was $5,296, up 12.2% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,296.00 (+12.23%)	$983,100 Land $148,900 Building $834,200	$983,100 Land $148,900 Building $834,200
2025	$4,719.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 Peeper Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1996–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Peeper Ln is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 71% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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