550 Ocean Dr, Apt 9B, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 550 Ocean Dr, Apt 9B, Key Biscayne, FL 33149

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,325 sqft · built 1969
Owner2 Company Names on Record
Last Sale$485,000 (Dec 2018)
Tax Bill$6,293 (2025)
Deeds & MortgagesOct 2023 Transfer
Feb 2021 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN24-5205-031-0580

Property Details

APN / Parcel Number

Primary APN24-5205-031-0580

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units130 Units
Building Area1,325 sqft Living Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleCondo/Apartment

Location & Zoning

Street Address550 OCEAN DR, 9B
CityKEY BISCAYNE
StateFL
Zip33149-2302
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code4900
Legal DescriptionGALEN BREAKERS CONDOMINIUM UNIT 9-B NINTH FLOOR UNDIV 1.82066% INT IN COMMON ELEMENTS CLERKS FILE 69R-28066 OR 11950-938 1083 1
Legal Range42E
Legal Township55S
Legal Section05
Legal SubdivisionGALEN BREAKERS CONDOMINIUM
Legal Block1
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1000
Census Tract4608

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address550 OCEAN DR, 9B, KEY BISCAYNE, FL 33149-2302
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jan 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Dec 21, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2018 · Amount on Record
Deed SaleDec 21, 2018 · Amount on Record
Deed Document Number2018769848
Deed Book / Page31263 / 4723
Last Transfer DateOct 9, 2023
Transfer Doc0000768045
Record UpdatedOct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDADE FL
Recording DateOct 25, 2023
Property Address550 OCEAN DR APT 9B, 9B, KEY BISCAYNE, FL 33149-2302
Document Number0000768045
Book / Page33941 / 523
Map ReferenceMB 6283 PG 204
Instrument DateOct 9, 2023
Instrument2023R0768045
Transaction TypeTransfer
Record UpdatedNov 16, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address550 OCEAN DR, KEY BISCAYNE, FL 33149-2300

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address550 OCEAN DR, KEY BISCAYNE, FL 33149-2300

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address550 OCEAN DR APT 9B, 9B, KEY BISCAYNE, FL 33149-2302
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087811
DateFeb 3, 2021
Book Page32331/1171
Instrument2021R0087811
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address550 OCEAN DR APT 9B, 9B, KEY BISCAYNE, FL 33149-2302
Document Number0000187079
Instrument DateMar 9, 2020
Transaction TypeMortgage
Record UpdatedApr 16, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 OCEAN DR #9B KEY BISCAYNE FL 331492302, 9B, KEY BISCAYNE, FL 33149-2302

Mortgage

Document Number0000187079
DateMar 24, 2020
Book Page031867/004064
Instrument187079
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 23, 2050

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address550 OCEAN DR APT 9B, 9B, KEY BISCAYNE, FL 33149-2302
Document Number0000059775
Instrument DateJan 7, 2019
Transaction TypeMortgage
Record UpdatedFeb 11, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 OCEAN DR #9B KEY BISCAYNE FL 331492302, 9B, KEY BISCAYNE, FL 33149-2302

Mortgage

Document Number0000059775
DateJan 30, 2019
Book Page031307/003815
Instrument59775
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2049

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDADE FL
Recording DateDec 21, 2018
Property Address550 OCEAN DR APT 9B, 9B, KEY BISCAYNE, FL 33149-2302
Document Number0000769848
Book / Page031263 / 004723
Instrument DateDec 7, 2018
Instrument769848
Transaction TypeTransfer
Record UpdatedJan 7, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,910.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 OCEAN DR #9B KEY BISCAYNE FL 331492302, 9B, KEY BISCAYNE, FL 33149-2302

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,293.00 (+4.22%) Homeowner's exemption$437,818 (+5.99%)$594,164 (+24.12%)
2023$6,038.00 (+1.55%) Homeowner's exemption$413,088 (+3%)$478,701 (+6%)
2022$5,946.00 Homeowner's exemption$401,057$451,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 71 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies840 units insured
incl. 769 condo units
Nearby Flood Claims80 (1984–2022)
Most Recent ClaimJun 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Katrina, Aug 2005 · 9 claims
  • Hurricane Andrew, Aug 1992 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Hotwire Communications, Verizon.

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