Miami-Dade County property record for 550 Ocean Dr, Apt 4A, Key Biscayne, FL 33149
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,325 sqft · built 1969 |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Jul 1998) |
| Tax Bill | $4,390 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5205-031-0170 |
| Primary APN | 24-5205-031-0170 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 130 Units |
| Building Area | 1,325 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Condo/Apartment |
| Street Address | 550 OCEAN DR, 4A |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-2302 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | 4900 |
| Legal Description | GALEN BREAKERS CONDOMINIUM UNIT 4-A FOURTH FLOOR UNDIV 1.59308% INT IN COMMON ELEMENTS CLERKS FILE 69R-28066 OR 19677-1530 052001 1 |
| Legal Range | 42E |
| Legal Township | 55S |
| Legal Section | 05 |
| Legal Subdivision | GALEN BREAKERS CONDOMINIUM |
| Legal Block | 1 |
| Legal Lot Number | 4A |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 4608 |
550 Ocean Dr, Apt 4A is owned and occupied by two individuals who bought it in July 1998.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 550 OCEAN DR, 4A, KEY BISCAYNE, FL 33149-2302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 1998 · Amount on File |
| Deed Sale | Jul 2, 1998 · Amount on File |
| Prior Sale | Aug 17, 1994 · Amount on File |
| Deed Book / Page | 18174 / 2550 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 550 Ocean Dr, Apt 4A was $4,390 with a homeowner's exemption.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,390.00 Homeowner's exemption | $315,128 | $578,692 |
| 2023 | $4,201.00 (+0.99%) Homeowner's exemption | $297,328 (+3%) | $466,236 (+6%) |
| 2022 | $4,160.00 Homeowner's exemption | $288,668 | $439,845 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 550 Ocean Dr, Apt 4A in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 71 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 840 units insured incl. 769 condo units |
| Nearby Flood Claims | 80 (1984–2022) |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 550 Ocean Dr, Apt 4A has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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