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550 Ocean Dr, Apt 2D, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 550 Ocean Dr, Apt 2D, Key Biscayne, FL 33149

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,325 sqft · built 1969
OwnerIndividual Name on Record
Last Sale$580,000 (Aug 2021)
Tax Bill$7,084 (2025)
Deeds & MortgagesNov 2022 Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN24-5205-031-0040

Property Details

APN / Parcel Number

Primary APN24-5205-031-0040

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units130 Units
Building Area1,325 sqft Living Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleCondo/Apartment

Location & Zoning

Street Address550 OCEAN DR, 2D
CityKEY BISCAYNE
StateFL
Zip33149-2301
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code4900
Legal DescriptionGALEN BREAKERS CONDOMINIUM UNIT 2-D SECOND FLOOR UNDIV 1.41101% INT IN COMMON ELEMENTS CLERKS FILE 69R-28066 OR 18261-2695 0898 1
Legal Range42E
Legal Township55S
Legal Section05
Legal SubdivisionGALEN BREAKERS CONDOMINIUM
Legal Block1
Legal Lot Number2
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1000
Census Tract4608

Owner

Source: Miami-Dade County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address550 OCEAN DR, 2D, KEY BISCAYNE, FL 33149-2301
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
HELP ME MORTGAGE LLC
Aug 23, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
33131 BRICKELL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2021 · Amount on Record
Deed SaleAug 23, 2021 · Amount on Record
Prior SaleSep 4, 1998 · Amount on Record
Deed Document Number2021615331
Deed Book / Page32693 / 1519
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address550 OCEAN DR APT 2D, 2D, KEY BISCAYNE, FL 33149-2301
Transaction TypeMortgage
Record UpdatedDec 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 OCEAN DR 2D, 2D, KEY BISCAYNE, FL 33149-2301

Mortgage

Document Number0000868975
DateNov 16, 2022
Book Page33467/3216
Instrument2022R0868975
Lender
NameHELP ME MORTGAGE LLC
AddressFORT LAUDERDALE, FL 33308
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateAug 23, 2021
Property Address550 OCEAN DR APT 2D, 2D, KEY BISCAYNE, FL 33149-2301
Document Number0000615331
Book / Page32693 / 1519
Map ReferenceMB 6283 PG 204
Instrument DateAug 13, 2021
Instrument2021R0615331
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2333 BRICKELL AVE APT 1911, 2333, MIAMI, FL 33129-2415

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 OCEAN DR APT 2D, 2D, KEY BISCAYNE, FL 33149-2301

Mortgage

Document Number0000001522
DateAug 23, 2021
Instrument32693/1522
Lender
Name33131 BRICKELL CORP
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term37 Months
DueSep 1, 2024

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,084.00 (+2.47%) Homeowner's exemption$488,839 (+5.99%)$572,475 (+24.12%)
2024$6,913.00 (+1.63%)
2023$6,802.00 (-4.43%) Homeowner's exemption$461,227 (+6%)$461,227 (+6%)
2022$7,117.00$435,120$435,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 71 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies840 units insured
incl. 769 condo units
Nearby Flood Claims80 (1984–2022)
Most Recent ClaimJun 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Katrina, Aug 2005 · 9 claims
  • Hurricane Andrew, Aug 1992 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: Hotwire Communications, Verizon.

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