550 Oak St, Mountain View, CA 94041 Property Records

Santa Clara County property record for 550 Oak St, Mountain View, CA 94041

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,147 sqft · built 1940
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$393,000 (Jan 1997)
Tax Bill	$12,288 (2025)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158-10-040`

Property Details

APN / Parcel Number

Primary APN	`158-10-040`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,147 sqft Living Area
Gross Area	1,592 sqft
1st Floor Area	1,362 sqft
2nd Floor Area	230 sqft
Family Room	Family Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2010
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,500 sqft (0.172 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	550 OAK ST
City	MOUNTAIN VIEW
State	CA
Zip	94041-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MAP H5 811
Legal Subdivision	J B GRAHAM
Legal Lot Number	21
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2028
Census Tract	509600

Owner

Source: Santa Clara County records · APN 158-10-040

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	200 HOOVER AVE, 2107, LAS VEGAS, NV 89101-6889
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 17, 1997 · Amount on Record
Deed Sale	Jan 17, 1997 · Amount on Record
Deed Document Number	199713582465
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	550 OAK ST, MOUNTAIN VIEW, CA 94041-1921
Transaction Type	Mortgage
Record Updated	Nov 13, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 HOOVER AVE 2107, 2107, LAS VEGAS, NV 89101-6889

Mortgage

Document Number	0025896147
Date	Nov 05, 2025
Instrument	25896147

Lender

Name	NEXBANK SSB
Type	Bank
Address	2515 MCKINNEY AVE STE 1700, DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2026
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8%
Index	Other
Max Rate	11%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Mountain View City
Elementary School District	Mountain View Whisman Elementary School District (KG - 08)
Secondary School District	Mountain View-Los Altos Union School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,034,443 (+2%) Land $403,680 Building $630,763
2025	$12,288.00 (+5.66%) Homeowner's exemption	$1,014,161 (+4.04%) Land $395,765 Building $618,396
2023	$11,630.00 (+0.29%) Homeowner's exemption	$974,782 Land $380,398 Building $594,384
2022	$11,596.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), as of January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855096002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Etheric Communications, LLC. Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Cruzio Internet, Radiate Holdings, Verizon.

Based on FCC filings for 538 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4310007, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MOUNTAIN VIEW serves 81,340 people
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.