St. Louis County property record for 550 Oak Commons Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,487 sqft · built 1989 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,128 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24S-31-0301 |
| Primary APN | 24S-31-0301 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,487 sqft Living Area |
| Gross Area | 3,161 sqft |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 162 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 103 ft deep x 150 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Deck Area | 236 sqft |
| Patio Area | 281 sqft |
| Balcony Area | 38 sqft |
| Poultry House | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 550 OAK COMMONS DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-6279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-3 |
| Legal Description | OAK MANOR COMMONS 8 8 89 LOT 30 |
| Legal Subdivision | OAK MANOR COMMONS |
| Legal Lot Number | 30 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 217923 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 550 OAK COMMONS DR, BALLWIN, MO 63021-6279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK NA |
| May 19, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2017 |
| Deed Sale | Feb 15, 2017 |
| Prior Sale | Dec 18, 2014 · Amount on Record |
| Deed Document Number | 2017621 |
| Deed Book / Page | 22401 / 656 |
| Prior Transfer Date | Feb 1, 2017 |
| Prior Transfer Doc | 02240100656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 550 OAK COMMONS DR, BALLWIN, MO 63021-6279 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Title Company | ORNTIC ST LOUIS |
| Name | Verified Name |
|---|---|
| Address | 550 OAK COMMONS DR, BALLWIN, MO 63021-6279 |
| Document Number | 0246201146 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 24620/1146 |
| Instrument | 2021012800075 |
| Name | PEOPLES NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, IL 62864 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 550 OAK COMMONS DR, BALLWIN, MO 63021-6279 |
| Document Number | 0225530654 |
| Book / Page | 022553 / 000654 |
| Instrument Date | May 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 550 OAK COMMONS DR BALLWIN MO 630216279, BALLWIN, MO 63021-6279 |
| Document Number | 0225530654 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 022553/000654 |
| Instrument | 711 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | BALLWIN, MO 63021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 4, 2057 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,640 (-) Land $31,620 Building $52,020 | $440,200 (-) Land $166,400 Building $273,800 | |
| 2025 | $5,128.00 (-2.92%) | $83,640 (+2.45%) Land $31,620 Building $52,020 | $440,200 (+2.44%) Land $166,400 Building $273,800 |
| 2024 | $5,282.00 (+1.42%) | ||
| 2023 | $5,208.00 (+7.83%) | $81,640 (+17.98%) Land $18,960 Building $62,680 | $429,700 (+17.98%) Land $99,800 Building $329,900 |
| 2022 | $4,830.00 | $69,200 Land $18,960 Building $50,240 | |
| 2021 | $364,200 Land $99,800 Building $264,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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