550 Nicasio Way, Soquel, CA 95073 Property Records

Santa Cruz County property record for 550 Nicasio Way, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,869 sqft · built 1989
Lot Size	5.93 acres (258,616 sqft)
Owner	Individual Name on File
Last Sale	$1,250,000 (Apr 2023)
Tax Bill	$14,806 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`099-011-21`

Property Details

APN / Parcel Number

Primary APN	`099-011-21`
Alternative APN	`099-011-21-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,869 sqft Living Area
Gross Area	3,399 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	258,616 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces
Deck Area	544 sqft
Patio Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	550 NICASIO WAY
City	SOQUEL
State	CA
Zip	95073-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Subdivision	THE LANDS OF ERNEST CRONK
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1010
Census Tract	121100

Owner

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	550 NICASIO WAY, SOQUEL, CA 95073-9782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 27, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 27, 2023	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 30, 2021	Intrafamily Transfer, Transfer AMROCK TITLE CA INC, AMROCK TITLE CA
Apr 3, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2023 · Amount on File
Deed Sale	Apr 27, 2023 · Amount on File
Prior Sale	Apr 3, 2017 · Amount on File
Deed Document Number	20237323
Prior Transfer Date	Apr 14, 2021
Prior Transfer Doc	0000040374
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	550 NICASIO WAY, SOQUEL, CA 95073-9782
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	NOT AVAILABLE, AMROCK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 FOXWOOD RD, PORTOLA VALLEY, CA 94028-8113

Mortgage

Document Number	0000040373
Date	Jul 30, 2021
Instrument	2021-0040373

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 27, 2023
Property Address	550 NICASIO WAY, SOQUEL, CA 95073-9782
Document Number	0000007323
Map Reference	VOL 15 PG 35
Instrument Date	Apr 18, 2023
Instrument	2023-0007323
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 NICASIO WAY, SOQUEL, CA 95073-9782

Mortgage

Document Number	0000007324
Date	Apr 27, 2023
Instrument	2023-0007324

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 27, 2023
Property Address	550 NICASIO WAY, SOQUEL, CA 95073-9782
Document Number	0000007322
Map Reference	VOL 15 PG 35
Instrument Date	Mar 29, 2023
Instrument	2023-0007322
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 FOXWOOD RD, PORTOLA VALLEY, CA 94028-8113

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 30, 2021
Property Address	550 NICASIO WAY, SOQUEL, CA 95073-9782
Document Number	0000040374
Instrument Date	Apr 14, 2021
Instrument	2021-0040374
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	AMROCK TITLE CA INC, AMROCK TITLE CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 FOXWOOD RD, PORTOLA VALLEY, CA 94028-8113

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 3, 2017
Property Address	550 NICASIO WAY, SOQUEL, CA 95073-9782
Document Number	0000010980
Instrument Date	Mar 20, 2017
Instrument	10980
Transaction Type	Transfer
Record Updated	Apr 20, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	550 NICASIO WAY SOQUEL CA 950739782, SOQUEL, CA 95073-9782

Mortgage

Document Number	10981
Date	Apr 3, 2017
Instrument	10981

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Mountain Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,326,510 (+2%) Land $907,333 Building $419,177
2025	$14,806.00 (+43.71%) Homeowner's exemption	$1,300,500 (+43.05%) Land $889,542 Building $410,958
2023	$10,303.00 (+1.35%)	$909,148 Land $602,380 Building $306,768	$1,100,070
2022	$10,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1989–2000)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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