550 N Cherry St, Lancaster, OH 43130 Property Records

Fairfield County property record for 550 N Cherry St, Lancaster, OH 43130

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,159 sqft · built 1950
Lot Size0.279 acres (12,188 sqft)
OwnerIndividual Name on File
Last Sale$78,000 (Sep 2014)
Tax Bill$1,239 (2023)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN053-50170.00

Property Details

APN / Parcel Number

Primary APN053-50170.00
Alternative APN
  • 0511 00002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,159 sqft Living Area
1st Floor Area828 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area12,188 sqft (0.279 acres)
Lot Dimensions239 ft deep x 51 ft wide
TerrainBelow Road/Slope
Garage Area280 sqft
Parking Spaces1 Parking Space
Patio Area96 sqft
Canopy24 sqft
Poultry House24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemOil
Heating FuelGas

Location & Zoning

Account Number0511 00002
Street Address550 N CHERRY ST
CityLANCASTER
StateOH
Zip43130-3232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR 18 T 14 S 5 -88-2- .29A
Legal Range18
Legal Township14
Legal Section05
JurisdictionFAIRFIELD OH
Township / Civil DivisionLANCASTER CITY
Census Block Group3
Census Block3023
Census Tract31300

Owner

550 N Cherry St is owned and occupied by an individual who bought it in September 2014.

Source: Fairfield County records, as of March 11, 2026

Owner of RecordIndividual Name on File
Mailing Address550 N CHERRY ST, LANCASTER, OH 43130-3232
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2014 · Amount on File
Deed SaleSep 22, 2014 · Amount on File
Prior SaleOct 22, 2008
Deed Document Number0016691965
Deed Book / Page1669 / 1965
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD OH
Property Address550 N CHERRY ST, LANCASTER, OH 43130-3232
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031776
DateDec 3, 2021
Instrument202100031776
Lender
NameLENDUS LLC
TypeMortgage Company
AddressALAMO, CA 94507
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyFairfield County
MunicipalityLancaster City
Unified School DistrictLancaster City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$64,790 Land $24,800 Building $39,990$185,100 Land $70,850 Building $114,250
2023$1,239.00 Homeowner's exemption$34,090 (-) Land $12,810 Building $21,280
2022Homeowner's exemption$34,090 Land $12,810 Building $21,280$97,400 Land $36,600 Building $60,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 550 N Cherry St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1981–2009)
Most Recent ClaimJun 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 N Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER CITY PWS
serves 40,400 people · EPA ID OH2301012
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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