550 N 5th E, Mountain Home, ID 83647 Property Records

Elmore County property record for 550 N 5th E, Mountain Home, ID 83647

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,076 sqft · built 2019
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on File
Tax Bill	$2,512 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Nov 2020 Mortgage + 2 more
APN	`RPA0036006005AA`

Property Details

APN / Parcel Number

Primary APN	`RPA0036006005AA`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Building Area	1,076 sqft Living Area
1st Floor Area	1,076 sqft
2nd Floor Area	766 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	6,665 sqft (0.153 acres)

Location & Zoning

Street Address	550 N 5TH E
City	MOUNTAIN HOME
State	ID
Zip	83647-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	LOTS 5-6 BLK 6 CHABOTS ADD
Legal Subdivision	CHABOTS ADD
Legal Block	6
Legal Lot Number	5-6
Jurisdiction	ELMORE ID
Township / Civil Division	MOUNTAIN HOME
Census Block Group	2
Census Block	2022
Census Tract	960300

Owner

550 N 5th E is owned and occupied by an individual who acquired it in September 2016.

Source: Elmore County records, as of April 3, 2026

Owner of Record	Individual Name on File
Mailing Address	550 N 5TH E, MOUNTAIN HOME, ID 83647-2138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE CASCADES
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2016
Deed Sale	Sep 2, 2016
Prior Sale	Nov 30, 2005 · Amount on File
Deed Document Number	2016455567
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE ID
Property Address	550 N 5TH E, MOUNTAIN HOME, ID 83647-2138
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000460502
Date	Jun 23, 2017
Instrument	460502

Lender

Name	BANK OF THE CASCADES
Address	BEND, OR 97703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2027

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE ID
Property Address	550 N 5TH E, MOUNTAIN HOME, ID 83647-2138
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	GUARANTY TITLE AGENCY INC, GUARANTY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000485351
Date	Nov 6, 2020
Instrument	485351

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE ID
Property Address	550 N 5TH E, MOUNTAIN HOME, ID 83647-2138
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	GUARANTY TITLE AGENCY INC, GUARANTY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000476472
Date	Oct 22, 2019
Instrument	476472

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE ID
Recording Date	Jun 30, 2023
Property Address	550 N 5TH E, MOUNTAIN HOME, ID 83647-2138
Document Number	0000505942
Map Reference	DOC 260168
Instrument Date	Jun 30, 2023
Instrument	505942
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	GUARANTY TITLE AGENCY INC, GUARANTY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	550 N 5TH E, MOUNTAIN HOME, ID 83647-2138

Mortgage

Document Number	0000505943
Date	Jun 30, 2023
Instrument	505943

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 550 N 5th E was $2,512, down 0.3% from the year before.

Source: Elmore County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Elmore County
Municipality	Mountain Home City
Unified School District	Mountain Home School District 193 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,512.00 (-0.28%)	$437,928 (+3.15%) Land $50,400 Building $387,528	$437,928 (+3.15%) Land $50,400 Building $387,528
2024	$2,519.00 (-0.28%)	$424,543 (-4.37%) Land $44,100 Building $380,443	$424,543 (-4.37%) Land $44,100 Building $380,443
2023	$2,526.00 (-38.16%)	$443,954 (-10.76%) Land $34,200 Building $409,754	$443,954 (-10.76%) Land $34,200 Building $409,754
2022	$4,085.00	$497,471 Land $31,050 Building $466,421	$497,471 Land $31,050 Building $466,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 550 N 5th E.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 N 5th E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOME serves 14,651 people · EPA ID ID4200032
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	121 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30
White Cloud Communications Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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