Fayette County property record for 550 Mud Pike, Smithfield, PA 15478
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 4,485 sqft · built 2019 |
| Lot Size | 45.1 acres (1,964,992 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Apr 2016) |
| Tax Bill | $8,539 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-40-0075 |
| Primary APN | 14-40-0075 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,485 sqft Living Area |
| 1st Floor Area | 2,300 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,964,992 sqft (45.1 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 620 sqft |
| Lean-To | 480 sqft |
| Pole Barn | 1,536 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 550 MUD PIKE |
|---|---|
| City | SMITHFIELD |
| State | PA |
| Zip | 15478-4016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 45.11 AC R1 RM |
| Jurisdiction | FAYETTE PA |
| Township / Civil Division | GEORGES |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 263200 |
Source: Fayette County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 550 MUD PIKE, SMITHFIELD, PA 15478-4016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CLEAR MOUNTAIN BANK |
| Oct 4, 2017 | Deed of Trust, Mortgage · ARM CLEAR MOUNTAIN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2016 · Amount on Record |
| Deed Sale | Apr 25, 2016 · Amount on Record |
| Prior Sale | Jan 1, 1968 |
| Deed Document Number | 20164398 |
| Deed Book / Page | 3306 / 2330 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE PA |
| Property Address | 550 MUD PIKE RD, SMITHFIELD, PA 15478-4016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3455/974 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 3455/974 |
| Instrument | 202000011432 |
| Name | CLEAR MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | BRUCETON MILLS, WV 26525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE PA |
| Property Address | 550 MUD PIKE RD, SMITHFIELD, PA 15478-4016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3352/2430 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 3352/2430 |
| Instrument | 201700010696 |
| Name | CLEAR MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | BRUCETON MILLS, WV 26525 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10% |
Source: Fayette County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Fayette County |
| County Subdivision | Georges Township |
| Unified School District | Albert Gallatin Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,539.00 (+100.02%) | $166,800 (-) Land $32,055 Building $134,745 | |
| 2025 | $4,269.00 (+7.13%) | ||
| 2024 | $3,985.00 (-50.01%) | $166,800 (-) Land $32,055 Building $134,745 | |
| 2023 | $166,800 Land $32,055 Building $134,745 | ||
| 2022 | $7,971.00 | ||
| 2003 | $333,600 Land $64,110 Building $269,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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