550 Middle Torch Rd, Summerland Key, FL 33042 Property Records

Monroe County property record for 550 Middle Torch Rd, Summerland Key, FL 33042

Property Summary

Property TypeResidential Vacant Land
Lot Size3.68 acres (160,301 sqft)
OwnerOwner Name on File
Last Sale$100,000 (Jun 1997)
Tax Bill$405 (2024)
Flood ZoneZone AE (high risk)
APN00113890-000000

Property Details

APN / Parcel Number

Primary APN00113890-000000
Alternative APNs
  • 29662900113890000000
  • 1143634

Exterior

Lot Area160,301 sqft (3.68 acres)

Location & Zoning

Account Number1143634
Old Parcel Number29662900113890000000
Street Address550 MIDDLE TORCH RD
CitySUMMERLAND KEY
StateFL
Zip33042
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description29 66 29 MIDDLE TORCH KEY PT LOT 2 G65-238 OR1158-1353 OR1460-2336
Legal Range29E
Legal Township66S
Legal Section29
Legal SubdivisionLITTLE TORCH KEY
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1009
Census Tract971502

Owner

Source: Monroe County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address150 RIVERSIDE DR, MELBOURNE BEACH, FL 32951-2138

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 10, 1997 · Amount on Record
Deed SaleJun 10, 1997 · Amount on Record
Deed Document Number0146002336
Deed Book / Page01460 / 02336
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$60,076 (-) Land $60,076$60,076 (-) Land $60,076
2024$405.00 (+5.19%)
2023$385.00 (+4.34%)$60,076 (-) Land $60,076$60,076 (-) Land $60,076
2022$369.00$60,076 Land $60,076$60,076 Land $60,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 454 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies454 in force
Nearby Flood Claims828 (1998–2022)
Claims Outside the SFHA2 of 828
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 317 claims
  • Hurricane Wilma, Oct 2005 · 192 claims
  • Hurricane Georges, Sep 1998 · 295 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

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