550 Main St, Lancaster, NH 03584 Property Records

Coos County and Lancaster Town property record for 550 Main St, Lancaster, NH 03584

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,070 sqft · built 1975
Lot Size	3.6 acres (156,816 sqft)
Owner	2 Individual Names on File
Last Sale	$128,800 (Apr 2015)
Tax Bill	$8,122 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`LNCS M:R02 L:041`

Property Details

APN / Parcel Number

Primary APN	`LNCS M:R02 L:041`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,070 sqft Living Area
Gross Area	5,976 sqft
Basement Area	2,027 sqft
Unfinished Basement	2,027 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	156,816 sqft (3.6 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	550 MAIN ST
City	LANCASTER
State	NH
Zip	03584-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-AGR
Legal Lot Number	41
Jurisdiction	LANCASTER TOWN NH
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2007
Census Tract	950500

Owner

550 Main St is owned and occupied by two individuals who bought it in April 2015.

Source: Coos County and Lancaster Town records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	550 MAIN ST, LANCASTER, NH 03584-3611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit NORTHCOUNTRY FEDERAL CREDIT UNION
Apr 8, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 12, 2017	Deed of Trust, Mortgage · Line of Credit PASSUMPSIC SVGS BK/NH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2015 · Amount on File
Deed Sale	Apr 6, 2015 · Amount on File
Prior Sale	May 16, 2013 · Amount on File
Deed Document Number	20151090
Deed Book / Page	1417 / 638
Transfer Doc	001417-638
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER TOWN NH
Recording Date	May 15, 2026
Property Address	550 MAIN ST, LANCASTER, NH 03584-3611
Document Number	001703-943
Book / Page	1703 / 943
Instrument Date	May 6, 2026
Instrument	20261949
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 MAIN ST, LANCASTER, NH 03584-3611

Mortgage

Document Number	0000001949,
Date	May 15, 2026
Book Page	1703/943
Instrument	20261949

Lender

Name	NORTHCOUNTRY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER TOWN NH
Property Address	550 MAIN ST, LANCASTER, NH 03584-3611
Document Number	0015330823
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	550 MAIN ST LANCASTER NH 035843611, LANCASTER, NH 03584-3611

Mortgage

Document Number	0015330823
Date	Apr 23, 2020
Book Page	001533/000823
Instrument	2001520

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER TOWN NH
Property Address	550 MAIN ST, LANCASTER, NH 03584-3611
Document Number	0014660725
Book / Page	001466 / 000725
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	550 MAIN ST LANCASTER NH 035843611, LANCASTER, NH 03584-3611

Mortgage

Document Number	0014660725
Date	Jun 22, 2017
Book Page	001466/000725
Instrument	2454

Lender

Name	PASSUMPSIC SVGS BK/NH
Type	Federal Savings Bank
Address	LANCASTER, NH 03584-0351

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 550 Main St was $8,122.

Source: Coos County and Lancaster Town assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
County Subdivision	Lancaster Town
Unified School District	White Mountain Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,122.00	$385,500 Land $64,200 Building $321,300
2024			$344,565
2023	$6,400.00 (+24.71%)	$369,700 (+74.96%) Land $64,200 Building $305,500
2022	$5,132.00	$211,300 Land $35,700 Building $175,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1978–2014)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Netafy Fixed Wireless	600 / 150

Cell Coverage

5G (outdoors only) and 4G LTE

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