550 Main St, Edmonds, WA 98020 Property Records

Snohomish County property record for 550 Main St, Edmonds, WA 98020

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 ba · 16,144 sqft · built 2021
Lot Size	0.45 acres (19,602 sqft)
Owner	Company Name on Record
Last Sale	$2,675,000 (Aug 2017)
Tax Bill	$39,966 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4342-120-015-00`

Property Details

APN / Parcel Number

Primary APN	`4342-120-015-00`
Alternative APNs	`004342-120-015-00` `43421200150008` `1089830`

Interior

Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Units	2 Units
Stories	2 Stories
Building Area	16,144 sqft Gross Area
1st Floor Area	11,318 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Other
Lot Area	19,602 sqft (0.45 acres)
View / Lot	Commercial
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	1089830
Street Address	550 MAIN ST
City	EDMONDS
State	WA
Zip	98020-3183
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	BD1
Legal Description	SECTION 24 TOWNSHIP 27 RANGE 3 QUARTER SW CITY OF EDMONDS BLK 120 D-00 - LOTS 15 16 17 18 19 20
Legal Section	24
Legal Subdivision	CITY OF EDMONDS
Legal Block	120 D
Legal Lot Number	15
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	3
Census Block	3021
Census Tract	50501

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9525 AIRPORT WAY, SNOHOMISH, WA 98296-8212
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit 1ST SECURITY BANK OF WASHINGTON
Dec 12, 2018	Grant Deed, Mortgage · Line of Credit FIRST SEC BK/WA
Aug 18, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	2017228
Prior Transfer Date	Jul 1, 2009
Prior Transfer Doc	0000000207
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	550 MAIN ST, EDMONDS, WA 98020-3183
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9525 AIRPORT WAY, SNOHOMISH, WA 98296-8212

Mortgage

Document Number	0000000374
Date	Jun 1, 2022
Instrument	202206010374

Lender

Name	1ST SECURITY BANK OF WASHINGTON
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Mar 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Dec 12, 2018
Property Address	550 MAIN ST, EDMONDS, WA 98020-3183
Document Number	0000000376
Instrument Date	Dec 7, 2018
Instrument	201812120376
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9525 AIRPORT WAY SNOHOMISH WA 982968212, SNOHOMISH, WA 98296-8212

Mortgage

Document Number	376
Date	Dec 12, 2018
Instrument	201812120376

Lender

Name	FIRST SEC BK/WA
Type	Bank
Address	6920 220TH ST SW # 202, MOUNTLAKE TERRACE, WA 98043-2172

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Aug 18, 2017
Property Address	550 MAIN ST, EDMONDS, WA 98020-3183
Document Number	0000000228
Instrument Date	Aug 14, 2017
Instrument	201708180228
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$47,620.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9525 AIRPORT WAY SNOHOMISH WA 982968212, SNOHOMISH, WA 98296-8212

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$39,966.00 (+38.8%)	$4,960,800 (+125.66%) Land $1,317,000 Building $3,643,800	$4,960,800 (+125.66%) Land $1,317,000 Building $3,643,800
2025	$28,793.00 (+90.76%)
2023	$15,094.00	$2,198,400 Land $1,242,000 Building $956,400	$2,198,400 Land $1,242,000 Building $956,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	27 units insured incl. 19 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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