550 Main Rd, Laurel, NY 11948 Property Records

Suffolk County and Southold Town property record for 550 Main Rd, Laurel, NY 11948

Property Summary

Property TypeFarm - Irrigated or Dry
Lot Size14.9 acres (649,480 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Aug 1997)
Tax Bill$50,704 (2024)
Deeds & MortgagesNov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN473889 127.-2-2.1

Property Details

APN / Parcel Number

Primary APN473889 127.-2-2.1
Alternative APNs
  • 1000-127.00-02.00-002.001
  • 388912700000020020010000
  • 47380016835
  • 14

Exterior

Lot Area649,480 sqft

Location & Zoning

Account Number14
Street Address550 MAIN RD
CityLAUREL
StateNY
Zip11948
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Local Zoning CodeR-80
Legal DescriptionBOOK 11860 PAGE 771 BILL 016313
Legal Block2
Legal Lot Number2
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHOLD
Census Block Group2
Census Block2010
Census Tract170003

Owner

Source: Suffolk County and Southold Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressLAUREL LN, LAUREL, NY 11948
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 1997 · Amount on Record
Deed SaleAug 22, 1997 · Amount on Record
Deed Book / Page11847 / 810
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address550 MAIN RD, LAUREL, NY 11948
Document Number0228940591
Instrument DateNov 28, 2017
Transaction TypeMortgage
Record UpdatedApr 4, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address600 LAUREL LN LAUREL NY 119481400, LAUREL, NY 11948-1400

Mortgage

Document Number0228940591
DateJan 22, 2018
Book Page022894/000591
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressRIVERHEAD, NY 11901-2097
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthold Town
Unified School DistrictMattituck-Cutchogue Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$33,300 (-) Land $4,400 Building $28,900$6,054,545 (+10,263.64%) Land $800,000 Building $5,254,545
2024$50,704.00
2023$33,300 Land $4,400 Building $28,900$58,421 Land $7,719 Building $50,702

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Nearby Flood Policies48 in force
Nearby Flood Claims4 (2012–2022)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main Rd

Nearby Streets

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