550 Lopes Ln, Pinole, CA 94564 Property Records

Contra Costa County property record for 550 Lopes Ln, Pinole, CA 94564

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,833 sqft · built 1990
Lot Size	0.269 acres (11,730 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,258 (2025)
Deeds & Mortgages	Nov 2025 Transfer Oct 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`401-423-005-8`

Property Details

APN / Parcel Number

Primary APN	`401-423-005-8`
Alternative APN	`401-423-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,833 sqft Living Area
1st Floor Area	911 sqft
2nd Floor Area	889 sqft
Basement Area	33 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	11,730 sqft (0.269 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	550 LOPES LN
City	PINOLE
State	CA
Zip	94564-1971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6846 L5
Legal Subdivision	T684
Legal Tract	6846
Legal Lot Number	5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1004
Census Tract	359103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 LOPES LN, PINOLE, CA 94564-1971
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Intrafamily Transfer, Transfer
Oct 23, 2025	Intrafamily Transfer, Transfer
Feb 9, 2023	Intrafamily Transfer, Transfer
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
Sep 4, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 13, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 8, 2023
Transfer Doc	0000011614
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 13, 2025
Property Address	550 LOPES LN, PINOLE, CA 94564-1971
Document Number	0000127710
Map Reference	MB 336 PG 10
Instrument Date	Nov 11, 2025
Instrument	2025- 127710
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 LOPES LN, PINOLE, CA 94564-1971

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 23, 2025
Property Address	550 LOPES LN, PINOLE, CA 94564-1971
Document Number	0000111874
Map Reference	MB 336 PG 10
Instrument Date	Oct 11, 2025
Instrument	2025- 111874
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 LOPES LN, PINOLE, CA 94564-1971

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 9, 2023
Property Address	550 LOPES LN, PINOLE, CA 94564-1971
Document Number	0000011614
Map Reference	MB 336 PG 10
Instrument Date	Feb 8, 2023
Instrument	2023-011614
Transaction Type	Transfer
Record Updated	Feb 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	550 LOPES LN, PINOLE, CA 94564-1971

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	550 LOPES LN, PINOLE, CA 94564-1971
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 LOPES LN, PINOLE, CA 94564-1971

Mortgage

Document Number	0000133755
Date	May 4, 2021
Instrument	2021-133755

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Mar 1, 2041

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	550 LOPES LN, PINOLE, CA 94564-1971
Document Number	0000152276
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 LOPES LN PINOLE CA 945641971, PINOLE, CA 94564-1971

Mortgage

Document Number	0000152276
Date	Sep 16, 2019
Instrument	152276

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	550 LOPES LN, PINOLE, CA 94564-1971
Document Number	0000087910
Instrument Date	May 13, 2017
Transaction Type	Mortgage
Record Updated	Jun 16, 2017
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	550 LOPES LN PINOLE CA 945641971, PINOLE, CA 94564-1971

Mortgage

Document Number	0000087910
Date	May 22, 2017
Instrument	87910

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 21, 2032

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pinole City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$564,846 (+20.92%) Land $252,978 Building $311,868
2025	$7,258.00 (+5.77%) Homeowner's exemption	$467,119 (+4.04%) Land $180,364 Building $286,755
2023	$6,862.00 (+0.88%) Homeowner's exemption	$448,982 Land $173,361 Building $275,621
2022	$6,802.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, T-Mobile, Unwired.

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