550 Lillian Jane Ln, Ramona, CA 92065 Property Records

San Diego County property record for 550 Lillian Jane Ln, Ramona, CA 92065

Property Summary

Property Type	Residential Vacant Land
Owner	Company Name on Record
Last Sale	$520,000 (Sep 2021)
Tax Bill	$1,409 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281-570-48-00`

Property Details

APN / Parcel Number

Primary APN	`281-570-48-00`

Location & Zoning

Street Address	550 LILLIAN JANE LN
City	RAMONA
State	CA
Zip	92065
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS
Legal Description	LOT 10 TR 016320
Legal Subdivision	COUNTY/SAN DIEGO #5537-1
Legal Tract	016320
Legal Block	3
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3007
Census Tract	20813

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3268 GOVERNOR DR, SAN DIEGO, CA 92122-2902
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage HARRY JOSEPH STECK
Jan 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage SDP REIT LLC
Sep 22, 2021	Grant Deed, Transfer · Commercial Mortgage H & W CUSTOM BUILDERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	2021669046
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	550 LILLIAN JANE LN, RAMONA, CA 92065
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3268 GOVERNOR DR 200, SAN DIEGO, CA 92122-2902

Mortgage

Document Number	0000047186
Date	Feb 20, 2026
Instrument	2026-0047186

Lender

Name	HARRY JOSEPH STECK
Type	Private Party
Address	53 SHADE TREE, IRVINE, CA 92603

Agreement

Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	550 LILLIAN JANE LN, RAMONA, CA 92065
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041283
Date	Jan 27, 2022
Instrument	2022-0041283

Lender

Name	SDP REIT LLC
Type	Non-Lending Institution
Address	SALT LAKE CITY, UT 84106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2021
Property Address	550 LILLIAN JANE LN, RAMONA, CA 92065
Document Number	0000669046
Map Reference	MAP 16320
Instrument Date	Jul 7, 2021
Instrument	2021-0669046
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3268 GOVERNOR DR # 200, 200, SAN DIEGO, CA 92122-2902
Investor	Possibly a Property Investor

Mortgage

Document Number	0000669047
Date	Sep 22, 2021
Instrument	2021-0669047

Lender

Name	H & W CUSTOM BUILDERS INC
Type	Non-Lending Institution
Address	EL CAJON, CA 92021

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$54,121 (+2%) Land $54,121
2025	$1,409.00 (+145.04%)	$53,060 (+4.04%) Land $53,060
2024	$575.00 (+2.13%)
2023	$563.00 (+1.44%)	$51,000 Land $51,000
2022	$555.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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